Whatcom County property record for 310 2nd St, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1920 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (Feb 2021) |
| Tax Bill | $2,575 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 410435-020214-0000 |
| Primary APN | 410435-020214-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Built-Up Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Storage Building | 336 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 159089 |
|---|---|
| Street Address | 310 2ND ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | JOHNSONS THIRD ADD TO SUMAS SUPPL ALL LOT 18-E 1/2 OF LOT 19 BLK 7 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | JOHNSONS 3RD ADD TO SUMAS SUP |
| Legal Block | 7 |
| Legal Lot Number | 18 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1087 |
| Census Tract | 10202 |
310 2nd St is owned and occupied by two individuals who bought it in February 2021.
Source: Whatcom County records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 310 2ND ST, SUMAS, WA 98295-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 16, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on File |
| Deed Sale | Feb 3, 2021 · Amount on File |
| Prior Sale | Feb 17, 2015 · Amount on File |
| Deed Document Number | 2021200598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 3, 2021 |
| Property Address | 310 2ND ST, SUMAS, WA 98295-9679 |
| Document Number | 0000200598 |
| Map Reference | MB 6 PG 9 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2021-0200598 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,757.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 2ND ST, SUMAS, WA 98295-9679 |
| Investor | Possibly a Property Investor |
| Document Number | 0000200599 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-0200599 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Number | 0000200600 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-0200600 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 16, 2018 |
| Property Address | 310 2ND ST, SUMAS, WA 98295-9679 |
| Document Number | 2181101595 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 1101595 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,921.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 310 2ND ST SUMAS WA 98295, SUMAS, WA 98295 |
| Document Number | 2181101596 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 1101596 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Number | 2181101597, |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 1101597 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | SEATTLE, WA 98104-3601 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2048 |
The 2025 property tax bill for 310 2nd St was $2,575.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,575.00 | $278,080 Land $108,680 Building $169,400 | $278,080 Land $108,680 Building $169,400 |
| 2022 | $205,753 Land $93,072 Building $112,681 | $205,753 Land $93,072 Building $112,681 | |
| 2021 | $1,960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 310 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 310 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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