309 2nd St, Sumas, WA 98295 Property Records

Whatcom County property record for 309 2nd St, Sumas, WA 98295

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,516 sqft · built 1974
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2020)
Tax Bill	$4,395 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`576072`

Property Details

APN / Parcel Number

Primary APN	`576072`
Alternative APNs	`410435 016196 0000` `159083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,516 sqft Living Area
1st Floor Area	1,872 sqft
2nd Floor Area	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Carport Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Patio Area	1,560 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	576072
Street Address	309 2ND ST
City	SUMAS
State	WA
Zip	98295-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	JOHNSON'S THIRD ADD TO SUMAS SUPP'L LOTS 1-2-20 BLK 10
Legal Range	04
Legal Township	41
Legal Section	35
Legal Subdivision	JOHNSON'S THIRD ADD TO SUMAS
Legal Block	10
Legal Lot Number	1 2
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1088
Census Tract	10202

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	309 2ND ST, SUMAS, WA 98295-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Feb 18, 2004 · Amount on Record
Deed Document Number	2020-1201852
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 10, 2020
Property Address	309 2ND ST, SUMAS, WA 98295-9679
Document Number	2201201852
Instrument Date	Dec 9, 2020
Instrument	1201852
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	309 2ND ST SUMAS WA 982959679, SUMAS, WA 98295-9679

Mortgage

Document Number	2201201853
Date	Dec 10, 2020
Instrument	1201853

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Sumas City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,395.00 (+51.66%)	$474,225 (+39.58%) Land $135,850 Building $338,375	$474,225 (+39.58%) Land $135,850 Building $338,375
2022		$339,745 Land $93,072 Building $246,673	$339,745 Land $93,072 Building $246,673
2021	$2,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 251 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	251 in force
Nearby Flood Claims	226 (2020–2026)
Claims Outside the SFHA	10 of 226
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Pogozone powered by Neubeam Cable	250 / 35