3428 Ramsgate Ter, Alexandria, VA 22309 Property Records

Fairfax County property record for 3428 Ramsgate Ter, Alexandria, VA 22309

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,274 sqft · built 1962
Lot Size	0.271 acres (11,799 sqft)
Owner	2 Individual Names on File
Last Sale	$782,000 (Oct 2026)
Tax Bill	$8,911 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1014-18-0003`

Property Details

APN / Parcel Number

Primary APN	`1014-18-0003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,958 sqft
Basement Area	404 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Foyer
Exterior Material	Aluminum/Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	11,799 sqft (0.271 acres)
View / Lot	Buildable
Garage Type	Basement
Garage Area	240 sqft

Exterior Amenities

Porch	Patio
Porch Area	280 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Balcony Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3428 RAMSGATE TER
City	ALEXANDRIA
State	VA
Zip	22309-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	130
Legal Description	RIVERSIDE TERRACE LT 3
Legal Subdivision	RIVERSIDE TERRACE
Legal Block	2
Legal Lot Number	3
Jurisdiction	FAIRFAX VA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2000
Census Tract	415900

Owner

3428 Ramsgate Ter is owned and occupied by two individuals who bought it in October 2026.

Source: Fairfax County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3428 RAMSGATE TER, ALEXANDRIA, VA 22309-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jun 16, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Jun 16, 2023 · Amount on File
Deed Document Number	202658956
Deed Book / Page	28812 / 223
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFAX VA
Recording Date	Oct 1, 2026
Property Address	3428 RAMSGATE TER, ALEXANDRIA, VA 22309-2142
Document Number	0000058956
Book / Page	28812 / 223
Instrument Date	Sep 30, 2026
Instrument	1202658956
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,982.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 RAMSGATE TER, ALEXANDRIA, VA 22309-2142

Mortgage

Document Number	0000058956,
Date	Oct 1, 2026
Instrument	2202658956

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jun 16, 2023
Property Address	3428 RAMSGATE TER, ALEXANDRIA, VA 22309-2142
Document Number	0027002001
Book / Page	27931 / 1144
Map Reference	MB 2174 PG 438
Instrument Date	Jun 15, 2023
Instrument	2023027002.001
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3428 RAMSGATE TER, ALEXANDRIA, VA 22309-2142

Mortgage

Document Number	0279311148
Date	Jun 16, 2023
Instrument	27931/1148

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3428 RAMSGATE TER, ALEXANDRIA, VA 22309-2142
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27103/981
Date	May 12, 2021
Book Page	27103/981
Instrument	2021082681.001

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3428 Ramsgate Ter was $8,911, up 6.8% from the year before.

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,911.00 (+6.8%)	$770,870 Land $301,000 Building $469,870	$770,870 Land $301,000 Building $469,870
2024	$8,344.00 (+15.54%)
2023	$7,222.00 (+2.59%)	$640,030 (+3.95%) Land $285,000 Building $355,030	$640,030 (+3.95%) Land $285,000 Building $355,030
2022	$7,040.00	$615,690 Land $271,000 Building $344,690	$615,690 Land $271,000 Building $344,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3428 Ramsgate Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (2003–2021)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 Ramsgate Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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