Fairfax County property record for 3430 Ramsgate Ter, Alexandria, VA 22309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,274 sqft · built 1962 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $744,999 (Oct 2025) |
| Tax Bill | $8,536 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1014-18-0002 |
| Primary APN | 1014-18-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| Gross Area | 1,678 sqft |
| Basement Area | 404 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 11,600 sqft (0.266 acres) |
| View / Lot | Buildable |
| Garage Type | Basement |
| Garage Area | 80 sqft |
| Porch | Colonial Style |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | 308 sqft |
| Patio Area | 308 sqft |
| Balcony Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3430 RAMSGATE TER |
|---|---|
| City | ALEXANDRIA |
| State | VA |
| Zip | 22309-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 130 |
| Legal Description | RIVERSIDE TERRACE LT 2 |
| Legal Subdivision | RIVERSIDE TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | FAIRFAX VA |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 415900 |
3430 Ramsgate Ter is owned and occupied by two individuals who bought it in October 2025.
Source: Fairfax County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Sep 27, 2021 | Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Sep 27, 2021 | Deed of Distribution, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Dec 19, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on File |
| Deed Sale | Oct 17, 2025 · Amount on File |
| Prior Sale | Feb 24, 2023 · Amount on File |
| Deed Document Number | 202556782 |
| Deed Book / Page | 28520 / 1811 |
| Prior Transfer Date | Jan 28, 2021 |
| Prior Transfer Doc | 27356/1483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Oct 17, 2025 |
| Property Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Document Number | 0056782001 |
| Book / Page | 28520 / 1811 |
| Map Reference | MB 2174 PG 438 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025056782.001 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MONUMENT TITLE COMPANY INC, MONUMENT TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Document Number | 0285201813 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 28520/1813 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Feb 24, 2023 |
| Property Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Document Number | 0007538001 |
| Book / Page | 27852 / 1565 |
| Map Reference | MB 2174 PG 438 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023007538.001 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Title Company | PRUITT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Document Number | 0278521567 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 27852/1567 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Sep 27, 2021 |
| Property Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Document Number | 27356/1483 |
| Book / Page | 27356 / 1483 |
| Map Reference | MB 2174 PG 438 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021146241.003 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Document Number | 273561459 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 27356/1459 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Feb 1, 2051 |
| Rate | 2.25% |
|---|
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Sep 27, 2021 |
| Property Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Document Number | 27356/1456 |
| Book / Page | 27356 / 1456 |
| Map Reference | MB 2174 PG 438 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021146241.001 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Dec 19, 2018 |
| Property Address | 3430 RAMSGATE TER, ALEXANDRIA, VA 22309-2142 |
| Document Number | 2018071567001 |
| Book / Page | 025617 / 000554 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 71567001 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3430 RAMSGATE TER ALEXANDRIA VA 223092142, ALEXANDRIA, VA 22309-2142 |
The 2025 property tax bill for 3430 Ramsgate Ter was $8,536, up 8.1% from the year before.
Source: Fairfax County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Fairfax County |
| Unified School District | Fairfax County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,536.00 (+8.12%) | $738,420 Land $301,000 Building $437,420 | $738,420 Land $301,000 Building $437,420 |
| 2024 | $7,895.00 (+7.18%) | ||
| 2023 | $7,366.00 | $652,780 Land $285,000 Building $367,780 | $652,780 Land $285,000 Building $367,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3430 Ramsgate Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (2003–2021) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3430 Ramsgate Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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