3431 Ramsgate Ter, Alexandria, VA 22309 Property Records

Fairfax County property record for 3431 Ramsgate Ter, Alexandria, VA 22309

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,664 sqft · built 1962
Lot Size	0.244 acres (10,633 sqft)
Owner	Owner Name on File
Last Sale	$514,000 (Jan 2007)
Tax Bill	$8,277 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-4-18-0035`

Property Details

APN / Parcel Number

Primary APN	`101-4-18-0035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	2,124 sqft
Basement Area	400 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	10,633 sqft (0.244 acres)
Garage Type	Attached

Exterior Amenities

Porch	Porch
Porch Area	460 sqft
Patio Area	96 sqft
Balcony	Balcony
Balcony Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1014 18 0035
Street Address	3431 RAMSGATE TER
City	ALEXANDRIA
State	VA
Zip	22309-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3(RESIDENTIAL 3 DU/AC)
Legal Description	RIVERSIDE TERRACE LT 35
Legal Subdivision	RIVERSIDE TERRACE
Legal Lot Number	35
Jurisdiction	FAIRFAX VA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2002
Census Tract	415900

Owner

The current owner of 3431 Ramsgate Ter bought it in January 2007.

Source: Fairfax County records, as of October 1, 2025

Owner of Record	Owner Name on File
Mailing Address	3431 RAMSGATE TER, ALEXANDRIA, VA 22309-2152
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2007 · Amount on File
Deed Sale	Jan 2, 2007 · Amount on File
Prior Sale	Jan 30, 2004 · Amount on File
Deed Document Number	0190261485
Deed Book / Page	19026 / 1485
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3431 RAMSGATE TER, ALEXANDRIA, VA 22309-2152
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014747001
Date	Feb 17, 2022
Book Page	27557/1
Instrument	2022014747.001

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	2.37%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3431 RAMSGATE TER, ALEXANDRIA, VA 22309-2152
Document Number	2019078576001
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3431 RAMSGATE TER ALEXANDRIA VA 223092152, ALEXANDRIA, VA 22309-2152

Mortgage

Document Number	2019078576001
Date	Nov 25, 2019
Book Page	025993/000136
Instrument	78576001

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3431 Ramsgate Ter was $8,277.

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,277.00	$747,130 Land $300,000 Building $447,130	$747,130 Land $300,000 Building $447,130
2023	$7,193.00	$668,550 Land $284,000 Building $384,550	$668,550 Land $284,000 Building $384,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3431 Ramsgate Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (2003–2021)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3431 Ramsgate Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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