3423 Ramsgate Ter, Alexandria, VA 22309 Property Records

Fairfax County property record for 3423 Ramsgate Ter, Alexandria, VA 22309

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,664 sqft · built 1962
Lot Size	0.294 acres (12,824 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Jun 2023)
Tax Bill	$8,452 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101-4-18-0031`

Property Details

APN / Parcel Number

Primary APN	`101-4-18-0031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Basement Area	264 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	12,824 sqft (0.294 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Patio Area	546 sqft
Balcony	Balcony
Balcony Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1014 18 0031
Street Address	3423 RAMSGATE TER
City	ALEXANDRIA
State	VA
Zip	22309-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3(RESIDENTIAL 3 DU/AC)
Legal Description	RIVERSIDE TERRACE LT 31
Legal Subdivision	RIVERSIDE TERRACE
Legal Lot Number	31
Jurisdiction	FAIRFAX VA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2002
Census Tract	415900

Owner

3423 Ramsgate Ter is owned and occupied by an individual who bought it in June 2023.

Source: Fairfax County records, as of October 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3423 RAMSGATE TER, ALEXANDRIA, VA 22309-2152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage AGRICULTURE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Aug 1, 2011 · Amount on File
Deed Document Number	0279241706
Deed Book / Page	27924 / 1706
Record Updated	Jun 7, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jun 7, 2023
Property Address	3423 RAMSGATE TER, ALEXANDRIA, VA 22309-2152
Document Number	0025289001
Book / Page	27924 / 1706
Map Reference	MB 2174 PG 438
Instrument Date	Jun 6, 2023
Instrument	2023025289.001
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	MBH SETTLEMENT GROUP LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3423 RAMSGATE TER, ALEXANDRIA, VA 22309-2152

Mortgage

Document Number	0279241708
Date	Jun 7, 2023
Instrument	27924/1708

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3423 RAMSGATE TER, ALEXANDRIA, VA 22309-2152
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041844001
Date	May 24, 2022
Book Page	27663/240
Instrument	2022041844.001

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3423 RAMSGATE TER, ALEXANDRIA, VA 22309-2152
Document Number	2020120426001
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3423 RAMSGATE TER ALEXANDRIA VA 223092152, ALEXANDRIA, VA 22309-2152

Mortgage

Document Number	2020120426001
Date	Oct 9, 2020
Book Page	026570/001900
Instrument	120426001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 8, 2040

Interest

Rate	2.75%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3423 RAMSGATE TER, ALEXANDRIA, VA 22309-2152
Document Number	2019028660001
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 RAMSGATE TER ALEXANDRIA VA 223092152, ALEXANDRIA, VA 22309-2152

Mortgage

Document Number	2019028660001
Date	May 23, 2019
Book Page	025755/001453
Instrument	28660001

Lender

Name	AGRICULTURE FCU
Type	Credit Union
Address	WASHINGTON, DC 20250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 22, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3423 Ramsgate Ter was $8,452.

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,452.00	$731,200 Land $301,000 Building $430,200	$731,200 Land $301,000 Building $430,200
2023	$7,359.00	$652,150 Land $285,000 Building $367,150	$652,150 Land $285,000 Building $367,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3423 Ramsgate Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (2003–2021)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3423 Ramsgate Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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