3403 Turtle Shell Dr, Dayton, OH 45414 Property Records

Montgomery County property record for 3403 Turtle Shell Dr, Dayton, OH 45414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,392 sqft · built 1987
Lot Size	0.33 acres (14,375 sqft)
Owner	Owner Name on File
Last Sale	$213,300 (Jun 2014)
Tax Bill	$7,040 (2024)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A01 27623 0017`

Property Details

APN / Parcel Number

Primary APN	`A01 27623 0017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
1st Floor Area	1,106 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	14,375 sqft
Lot Dimensions	188 ft deep x 76 ft wide
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3403 TURTLE SHELL DR
City	DAYTON
State	OH
Zip	45414-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	231 TURTLE CREEK SEC 9
Legal Subdivision	TURTLE CREEK SEC 9
Legal Lot Number	17
Jurisdiction	MONTGOMERY OH
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1001
Census Tract	110201

Owner

Source: Montgomery County records · APN A01 27623 0017

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3403 TURTLE SHELL DR, DAYTON, OH 45414-1745
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Jun 11, 2014 · Amount on Record
Deed Sale	Jun 11, 2014 · Amount on Record
Deed Document Number	2014-00029598
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3403 TURTLE SHELL DR, DAYTON, OH 45414-1745
Document Number	0000008292
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3403 TURTLE SHELL DR DAYTON OH 454141745, DAYTON, OH 45414-1745

Mortgage

Document Number	0000008292
Date	Feb 04, 2020
Instrument	8292

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Butler Township
Unified School District	Vandalia-Butler City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,740 (-) Land $18,620 Building $93,120
2024	$7,040.00 (+2.46%)
2023	$6,871.00 (+5.72%)	$111,740 (+32.69%) Land $18,620 Building $93,120	$319,250 (+32.69%) Land $53,200 Building $266,050
2022	$6,499.00	$84,210 Land $14,000 Building $70,210
2020			$240,590 Land $40,000 Building $200,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 120 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.