Kenton County property record for 3420 Cherry Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,148 sqft · built 1964 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,328 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-06-045.00 |
| Primary APN | 002-20-06-045.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,148 sqft Finished Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 153 ft deep x 75 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3420 CHERRY TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 3 PT LOT 96 EXC TRIANG STRIP 75X153.72 IRREG |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 3 |
| Legal Lot Number | 96 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 67200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3420 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2023 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2024 |
| Deed Sale | Nov 12, 2024 |
| Prior Sale | Aug 31, 2023 · Amount on Record |
| Deed Document Number | 2024156 |
| Deed Book / Page | 313 / 806 |
| Prior Transfer Date | Oct 24, 2024 |
| Prior Transfer Doc | 0000000156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 31, 2023 |
| Property Address | 3420 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0005900020 |
| Book / Page | KC 244 / 179 |
| Map Reference | PL 727 |
| Instrument Date | May 29, 2023 |
| Instrument | 23083105900020 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12075 JOCKEY CLUB DR, UNION, KY 41091-7599 |
| Name | Verified Name |
|---|---|
| Address | 3420 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0005900021 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | KCM 488/510 |
| Instrument | 23083105900021 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 26, 2023 |
| Property Address | 3420 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0005900145 |
| Book / Page | KC 228 / 542 |
| Map Reference | PL 727 |
| Instrument Date | May 23, 2023 |
| Instrument | 23052605900145 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 8, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3248 FAIRWOOD CT, ERLANGER, KY 41018-2207 |
| Name | Verified Name |
|---|---|
| Address | 12075 JOCKEY CLUB DR, UNION, KY 41091-7599 |
| Document Number | 0005900146 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 23052605900146 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,000 (-) Land $25,000 Building $210,000 | $235,000 (-) Land $25,000 Building $210,000 | |
| 2025 | $2,328.00 (+26.94%) | $235,000 (+36.55%) Land $25,000 Building $210,000 | $235,000 (+36.55%) Land $25,000 Building $210,000 |
| 2023 | $1,834.00 (+64.19%) | $172,100 (+68.23%) Land $25,000 Building $147,100 | $172,100 (+68.23%) Land $25,000 Building $147,100 |
| 2022 | $1,117.00 | $102,300 Land $25,000 Building $77,300 | $102,300 Land $25,000 Building $77,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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