Kenton County property record for 3419 Cherry Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,026 sqft · built 1960 |
| Lot Size | 0.462 acres (20,154 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $127,500 (Jun 2020) |
| Tax Bill | $1,521 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-09-010.00 |
| Primary APN | 002-20-09-010.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,026 sqft Finished Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 20,154 sqft (0.462 acres) |
| Lot Dimensions | 287 ft deep x 70 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3419 CHERRY TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 2 LOT 44 70X287.91 IRREG |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 67200 |
Source: Kenton County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3419 CHERRY TREE LN, ERLANGER, KY 41018-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC |
| May 18, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage STONE MORTGAGE CORPORATION |
| Jun 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG |
| Dec 13, 2019 | Warranty Deed, Construction Loan · Line of Credit PAJ FUND I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on Record |
| Deed Sale | Jun 15, 2020 · Amount on Record |
| Prior Sale | Dec 13, 2019 · Amount on Record |
| Deed Document Number | 20205900161 |
| Deed Book / Page | 26 / 133 |
| Last Transfer Date | May 8, 2026 |
| Transfer Doc | 0000010312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3419 CHERRY TREE LN, ERLANGER, KY 41018-1206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3419 CHERRY TREE LN, ERLANGER, KY 41018-1206 |
| Document Number | 0005900207 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | KCM 446/683 |
| Instrument | 23031405900207 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 18, 2026 |
| Property Address | 3419 CHERRY TREE LN, ERLANGER, KY 41018-1206 |
| Document Number | 0000010312 |
| Book / Page | 433 / 395 |
| Instrument Date | May 8, 2026 |
| Instrument | 202610312 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | SPRINGDALE TITLE LLC, SPRINGDALE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3419 CHERRY TREE LN, ERLANGER, KY 41018-1206 |
| Document Number | 0000010313, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 433/398 |
| Instrument | 2026051810313 |
| Name | STONE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 15, 2020 |
| Property Address | 3419 CHERRY TREE LN, ERLANGER, KY 41018-1206 |
| Document Number | 0000000161 |
| Book / Page | 000026 / 000133 |
| Instrument Date | May 29, 2020 |
| Instrument | 161 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3419 CHERRY TREE LN ERLANGER KY 410181206, ERLANGER, KY 41018-1206 |
| Document Number | M570226 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 000M57/000226 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 14, 2030 |
| Rate | 12% |
|---|
| Document Number | 162, |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 000M57/000211 |
| Instrument | 162 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 13, 2019 |
| Property Address | 3419 CHERRY TREE LN, ERLANGER, KY 41018-1206 |
| Document Number | 0000000247 |
| Book / Page | 0C6829 / 000076 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 247 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 6, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 15162 COVINGTON KY 410150162, COVINGTON, KY 41015-0162 |
| Document Number | 250 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 0C6829/000080 |
| Instrument | 250 |
| Name | PAJ FUND I |
|---|---|
| Type | Funding / Finance Company |
| Address | PHOENIX, AZ 85028 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 12, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,521.00 (-7.03%) | $153,500 (-) Land $25,000 Building $128,500 | $153,500 (-) Land $25,000 Building $128,500 |
| 2023 | $1,636.00 | $153,500 Land $25,000 Building $128,500 | $153,500 Land $25,000 Building $128,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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