Kenton County property record for 3416 Cherry Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,632 sqft · built 1963 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,900 (Jul 2023) |
| Tax Bill | $2,377 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-06-043.00 |
| Primary APN | 002-20-06-043.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,632 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3416 CHERRY TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 3 ALL LOT 98 PLUS 10' NE OF LOT 98 PLUS 1' OFF NE BORDER LOT 97 |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 3 |
| Legal Lot Number | 98,97 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 67200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3416 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 25, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS FED'L S&L |
| Oct 5, 2017 | Warranty Deed, Transfer · Conventional with PMI FIRST CITIZENS FED'L S&L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2023 · Amount on Record |
| Deed Sale | Jul 3, 2023 · Amount on Record |
| Prior Sale | Oct 5, 2017 · Amount on Record |
| Deed Document Number | 202330 |
| Deed Book / Page | 233 / 726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 3, 2023 |
| Property Address | 3416 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0005900030 |
| Book / Page | KC 233 / 726 |
| Map Reference | PL 727 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 23070305900030 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 E 43RD ST, COVINGTON, KY 41015-1740 |
| Name | Verified Name |
|---|---|
| Address | 3416 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0005900031 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | KCM 473/167 |
| Instrument | 23070305900031 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3416 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005900126 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 164/895 |
| Instrument | 21020805900126 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3416 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000000184 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3416 CHERRY TREE LN ERLANGER KY 410181207, ERLANGER, KY 41018-1207 |
| Document Number | 0000000184 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 0C6795/000331 |
| Instrument | 184 |
| Name | CITIZENS FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | COVINGTON, KY 41011-1519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 5, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 5, 2017 |
| Property Address | 3416 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000000185 |
| Book / Page | 0C6265 / 000344 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 185 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3416 CHERRY TREE LN ERLANGER KY 410181207, ERLANGER, KY 41018-1207 |
| Document Number | 187 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 0C6265/000349 |
| Instrument | 187 |
| Name | FIRST CITIZENS FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,900 (-) Land $25,000 Building $214,900 | $239,900 (-) Land $25,000 Building $214,900 | |
| 2025 | $2,377.00 (-5.75%) | $239,900 (+1.39%) Land $25,000 Building $214,900 | $239,900 (+1.39%) Land $25,000 Building $214,900 |
| 2023 | $2,522.00 | $236,600 Land $25,000 Building $211,600 | $236,600 Land $25,000 Building $211,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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