Kenton County property record for 3422 Cherry Tree Ln, Erlanger, KY 41018 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1967 |
| Square Footage | 1,276 sqft Finished Area |
| Lot Size | 8,574 sqft (0.196 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $158,000 (2020) |
| Tax Bill | $1,942.00 (2025) |
| Primary APN | 002-20-06-046.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,276 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,574 sqft (0.196 acres) |
| Depth X Width | 153 ft x 56 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 3422 CHERRY TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 2 LOT 42 56.02X153.06 IRREG |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3066 |
| Census Tract | 67200 |
Source: Kenton County records · APN 002-20-06-046.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3422 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CREDIT UNION |
| Sep 08, 2023 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Sep 02, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage DAS ACQUISITION |
| Sep 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CHEMICAL BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2020 · Amount on Record |
| Deed Sale | Sep 02, 2020 · Amount on Record |
| Prior Sale | Sep 08, 2017 · Amount on Record |
| Deed Doc Number | 20205900202 |
| Deed Book / Page | 41 / 284 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 12, 2026 |
| Property Address | 3422 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000009773 |
| Book / Page | 429 / 575 |
| Instrument Date | May 12, 2026 |
| Instrument | 20269773 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3422 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000009773, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 429/575 |
| Instrument | 20269773 |
| Name | GENERAL ELECTRIC CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 02, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3422 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3422 CHERRY TREE LN, EDGEWOOD, KY 41018-1207 |
| Document Number | 0005900191 |
|---|---|
| Date | Sep 08, 2023 |
| Book Page | KCM 490/668 |
| Instrument | 23090805900191 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 28, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.99% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 02, 2020 |
| Property Address | 3422 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000000203 |
| Book / Page | 000041 / 000284 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 203 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3422 CHERRY TREE LN ERLANGER KY 410181207, ERLANGER, KY 41018-1207 |
| Document Number | 0000000203 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 000M92/000600 |
| Instrument | 203 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 08, 2017 |
| Property Address | 3422 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000000194 |
| Book / Page | 006244 / 000255 |
| Instrument Date | Sep 06, 2017 |
| Instrument | 194 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 516 MARYWOOD CT EDGEWOOD KY 410173384, EDGEWOOD, KY 41017-3384 |
| Document Number | 195 |
|---|---|
| Date | Sep 08, 2017 |
| Book Page | 0C6244/000258 |
| Instrument | 195 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 07, 2047 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,942.00 (-7.04%) | $196,000 (-) Land $25,000 Building $171,000 | $196,000 (-) Land $25,000 Building $171,000 |
| 2023 | $2,089.00 | $196,000 Land $25,000 Building $171,000 | $196,000 Land $25,000 Building $171,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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