342 Moonstone Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 342 Moonstone Bay Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,185 sqft · built 1991
Lot Size0.301 acres (13,133 sqft)
OwnerCompany Name on File
Last Sale$514,000 (Mar 2004)
Tax Bill$8,258 (2025)
Flood ZoneZone X (minimal risk)
APN122-397-24-00

Property Details

APN / Parcel Number

Primary APN122-397-24-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,185 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area13,133 sqft (0.301 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address342 MOONSTONE BAY DR
CityOCEANSIDE
StateCA
Zip92057-3424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 599 TR 012383
Legal SubdivisionWHELAN RANCH
Legal Tract012383
Legal Block1
Legal Lot Number599
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract18617

Owner

342 Moonstone Bay Dr is owned by a company that acquired it in December 2006 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address342 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3424
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2004 · Amount on File
Deed SaleMar 8, 2004 · Amount on File
Prior SaleJun 28, 1990 · Amount on File
Deed Document Number2004183924
Last Transfer DateDec 18, 2006
Transfer Doc0000911216
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 342 Moonstone Bay Dr was $8,258 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$745,378 (+2%) Land $391,542 Building $353,836
2025$8,258.00 Homeowner's exemption$730,764 Land $383,865 Building $346,899
2023$7,850.00 (+1.57%) Homeowner's exemption$702,390 Land $368,960 Building $333,430
2022$7,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 342 Moonstone Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Moonstone Bay Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Moonstone Bay Dr

Nearby Streets

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