San Diego County property record for 346 Moonstone Bay Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,309 sqft · built 1991 |
| Lot Size | 0.315 acres (13,732 sqft) |
| Owner | Company Name on Record |
| Last Sale | $210,000 (Aug 1998) |
| Tax Bill | $3,769 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-397-23-00 |
| Primary APN | 122-397-23-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,309 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 13,732 sqft (0.315 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 346 MOONSTONE BAY DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 598 TR 012383 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 012383 |
| Legal Block | 1 |
| Legal Lot Number | 598 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18617 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 346 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3424 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 1998 · Amount on Record |
| Deed Sale | Aug 13, 1998 · Amount on Record |
| Prior Sale | Jul 3, 1990 · Amount on Record |
| Deed Document Number | 1998511462 |
| Last Transfer Date | Mar 9, 2001 |
| Transfer Doc | 0000144281 |
| Record Updated | Oct 29, 2026 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $335,616 (+2%) Land $95,929 Building $239,687 | |
| 2025 | $3,769.00 (+5.22%) Homeowner's exemption | $329,037 (+4.04%) Land $94,049 Building $234,988 |
| 2023 | $3,582.00 (+1.59%) Homeowner's exemption | $316,262 Land $90,398 Building $225,864 |
| 2022 | $3,526.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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