333 Moonstone Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 333 Moonstone Bay Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,185 sqft · built 1991
Lot Size	0.405 acres (17,632 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,452 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-398-31-00`

Property Details

APN / Parcel Number

Primary APN	`122-398-31-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,185 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	17,632 sqft (0.405 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	333 MOONSTONE BAY DR
City	OCEANSIDE
State	CA
Zip	92057-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 558 TR 012383
Legal Subdivision	WHELAN RANCH
Legal Tract	012383
Legal Block	1
Legal Lot Number	558
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18609

Owner

333 Moonstone Bay Dr is owner-occupied and held in a trust since March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	333 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Intrafamily Transfer, Transfer · VA Mortgage WEST CAPITAL LENDING INC
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 3, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 24, 2017	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026
Deed Sale	Mar 5, 2026
Prior Sale	Jun 20, 2025 · Amount on File
Deed Document Number	202661611
Prior Transfer Date	Sep 14, 2007
Prior Transfer Doc	0000616480
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2026
Property Address	333 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
Document Number	0000061611
Map Reference	MAP 12383
Instrument Date	Feb 9, 2026
Instrument	2026-0061611
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	333 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426

Mortgage

Document Number	0000061612
Date	Mar 5, 2026
Instrument	2026-0061612

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	333 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426

Mortgage

Document Number	0000015554
Date	Jan 8, 2021
Instrument	2021-0015554

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	333 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
Document Number	0000120189
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	333 MOONSTONE BAY DR OCEANSIDE CA 920573426, OCEANSIDE, CA 92057-3426

Mortgage

Document Number	0000120189
Date	Mar 9, 2020
Instrument	120189

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	333 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
Document Number	0000233326
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	333 MOONSTONE BAY DR OCEANSIDE CA 920573426, OCEANSIDE, CA 92057-3426

Mortgage

Document Number	0000233326
Date	Jun 14, 2019
Instrument	233326

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	333 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
Document Number	0000295404
Instrument Date	Jun 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	333 MOONSTONE BAY DR OCEANSIDE CA 920573426, OCEANSIDE, CA 92057-3426

Mortgage

Document Number	0000295404
Date	Jun 29, 2017
Instrument	295404

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 333 Moonstone Bay Dr was $7,452.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,275,000 (+93.59%) Land $1,020,000 Building $255,000
2025	$7,452.00 Homeowner's exemption	$658,601 Land $324,492 Building $334,109
2023	$7,083.00 (+1.56%) Homeowner's exemption	$633,029 Land $311,893 Building $321,136
2022	$6,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 333 Moonstone Bay Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 333 Moonstone Bay Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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