349 Moonstone Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 349 Moonstone Bay Dr, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage2,185 sqft Living Area
Lot Size8,013 sqft (0.184 acres)
OccupancyOwner Occupied
Last Sale$642,500 (2018)
Tax Bill$8,261.00 (2025)

Property Details

APN / Parcel Number

Primary APN122-397-12-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,185 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area8,013 sqft (0.184 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address349 MOONSTONE BAY DR
CityOCEANSIDE
StateCA
Zip92057-3426
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 562 TR 012383
Legal SubdivisionWHELAN RANCH
Legal Tract012383
Legal Block1
Legal Lot Number562
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1000
Census Tract18609

Owner

Source: San Diego County records · APN 122-397-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address349 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Affidavit of Death of Joint Tenant, Transfer
May 02, 2022Intrafamily Transfer, Transfer
May 25, 2018Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 25, 2018 · Amount on Record
Deed SaleMay 25, 2018 · Amount on Record
Prior SaleJan 19, 2011 · Amount on Record
Deed Doc Number2018213272
Last Transfer DateApr 25, 2022
Transfer Doc0000188943
Record RefreshedSep 20, 2026

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateMay 02, 2022
Property Address349 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
Document Number0000188942
Map ReferenceMAP 12383
Instrument DateApr 25, 2022
Instrument2022-0188942
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 02, 2022
Property Address349 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
Document Number0000188943
Map ReferenceMAP 12383
Instrument DateApr 25, 2022
Instrument2022-0188943
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address349 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 25, 2018
Property Address349 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426
Document Number0000213272
Map ReferenceMAP 12383
Instrument DateApr 26, 2018
Instrument2018-0213272
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address349 MOONSTONE BAY DR, OCEANSIDE, CA 92057-3426

Mortgage

Document Number0000213273
DateMay 25, 2018
Instrument2018-0213273
Lender
NameUS BANK NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateJun 01, 2023
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.37%
Index1-Year CMT
Max Rate8.37%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$745,668 (+2%) Land $358,722 Building $386,946
2025$8,261.00 (+5.2%) Homeowner's exemption$731,048 (+4.04%) Land $351,689 Building $379,359
2023$7,853.00 (+1.56%) Homeowner's exemption$702,663 Land $338,034 Building $364,629
2022$7,732.00

Flood & Wildfire

349 Moonstone Bay Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 20th in California
Wildfire LikelihoodLow — about 1 in 2,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Moonstone Bay Dr

Nearby Streets

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