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342 Miami St, Miramar Beach, FL 32550 Property Records

Walton County property record for 342 Miami St, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details7 bd · 7 ba · 3,480 sqft · built 2024
Lot Size0.121 acres (5,271 sqft)
OwnerCompany Name on Record
Last Sale$1,750,000 (Mar 2024)
Tax Bill$4,127 (2024)
Deeds & MortgagesSep 2021 Sale
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN32-2S-21-42050-00I-0100

Property Details

APN / Parcel Number

Primary APN32-2S-21-42050-00I-0100
Alternative APN
  • 1071882

Interior

Bedrooms7 Beds
Full Baths7 Baths
Stories3 Stories
Building Area3,480 sqft Living Area
Gross Area4,038 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions10.7 ft deep x 5 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1071882
Street Address342 MIAMI ST
CityMIRAMAR BEACH
StateFL
Zip32550-3908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK I FRANGISTA BEACH 2ND ADDITION PB 3-41 OR 1754-243 OR 2619-2550 OR 2619-4009 OR 3199-3750 OR 3217-371 OR 3318-2360
Legal Range21W
Legal Township02S
Legal Section32
Legal SubdivisionFRANGISTA BEACH 2ND ADD
Legal Block1
Legal Lot Number10
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1033
Census Tract950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1093 ARBOR GROVE CT, CHESTERFIELD, MO 63005-4984
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Warranty Deed, Transfer
MCNEESE TITLE LLC
Nov 26, 2018Deed of Trust, Mortgage
REGIONS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2024 · Amount on Record
Deed SaleMar 15, 2024 · Amount on Record
Prior SaleSep 20, 2021 · Amount on Record
Deed Document Number0033182360
Deed Book / Page3318 / 2360
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 20, 2021
Property Address342 MIAMI ST, MIRAMAR BEACH, FL 32550-3908
Document Number0032170371
Book / Page3217 / 371
Map ReferenceMB 3 PG 41
Instrument DateSep 17, 2021
Instrument20210047155
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address357 RIDGEWOOD DR, SOLDOTNA, AK 99669-7358

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 LONG LAKE DR, MIRAMAR BEACH, FL 32550-8244

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address342 MIAMI ST, MIRAMAR BEACH, FL 32550-3908
Document Number0030922727
Instrument DateNov 26, 2018
Transaction TypeMortgage
Record UpdatedJan 3, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressFRANGISTA BCH 2ND ADDITION MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

Mortgage

Document Number0030922727
DateDec 14, 2018
Book Page003092/002727
Instrument41434
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term180 Months
DueDec 13, 2033

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,524,093 (+194.51%) Land $460,000 Building $1,064,093$1,524,093 (+194.51%) Land $460,000 Building $1,064,093
2024$4,127.00 (+4.99%)
2023$3,931.00 (+30.34%)$517,500 (+58.98%) Land $517,500$517,500 (+58.98%) Land $517,500
2022$3,016.00$325,508 Land $325,508$325,508 Land $325,508

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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