237 Miami St, Miramar Beach, FL 32550 Property Records

Walton County property record for 237 Miami St, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,549 sqft · built 2022
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Dec 2017)
Tax Bill	$10,330 (2024)
Deeds & Mortgages	Sep 2020 Construction Loan Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-2S-21-42050-00G-0020`

Property Details

APN / Parcel Number

Primary APN	`32-2S-21-42050-00G-0020`
Alternative APN	`1071850`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,549 sqft Living Area
Gross Area	3,282 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	6.5 ft deep x 7 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1071850
Street Address	237 MIAMI ST
City	MIRAMAR BEACH
State	FL
Zip	32550-4693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK G FRANGISTA BCH 2ND ADD PB 3-41 OR 1754-243 OR 2841-922 OR 2859-3039 OR 3059-439 OR 3159-3733
Legal Range	21W
Legal Township	02S
Legal Section	32
Legal Subdivision	FRANGISTA BCH 2ND ADD S/D
Legal Block	G
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2914 CYPRESS CREEK DR, DIBERVILLE, MS 39540-8622
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Intrafamily Transfer, Transfer · Construction Mortgage REGIONS BANK
Dec 5, 2017	Warranty Deed, Transfer · Commercial Mortgage HANCOCK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	0030590439
Deed Book / Page	3059 / 0439
Last Transfer Date	Sep 21, 2020
Transfer Doc	0031593733
Record Updated	Jun 8, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Sep 21, 2020
Property Address	231 MIAMI ST, MIRAMAR BEACH, FL 32550-4693
Document Number	0031593733
Book / Page	3159 / 3733
Map Reference	MB 3 PG 41
Instrument Date	Sep 14, 2020
Instrument	20200035975
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 CYPRESS CREEK DR, DIBERVILLE, MS 39540-8622

Mortgage

Document Number	0031593738
Date	Sep 21, 2020
Instrument	3159/3738

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 5, 2017
Property Address	231 MIAMI ST, MIRAMAR BEACH, FL 32550-4693
Document Number	0030590439
Book / Page	3059 / 0439
Map Reference	MB3 PG41
Instrument Date	Dec 1, 2017
Instrument	2017000039783
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MS 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 CYPRESS CREEK DR, DIBERVILLE, MS 39540-8622

Mortgage

Document Number	2017000039784
Date	Dec 5, 2017
Instrument	2017000039784

Lender

Name	HANCOCK BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,079,965 (-10.98%) Land $451,250 Building $628,715	$1,079,965 (-10.98%) Land $451,250 Building $628,715
2024	$10,330.00 (+6.26%)
2023	$9,721.00 (+465.5%)	$1,213,154 (+376.22%) Land $405,000 Building $808,154	$1,213,154 (+376.22%) Land $405,000 Building $808,154
2022	$1,719.00	$254,745 Land $254,745	$254,745 Land $254,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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