314 Miami St, Miramar Beach, FL 32550 Property Records

Walton County property record for 314 Miami St, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 3,582 sqft · built 2019
Lot Size0.123 acres (5,358 sqft)
Owner2 Individual Names on Record
Last Sale$975,000 (Aug 2019)
Tax Bill$10,051 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-2S-21-42050-00I-0070

Property Details

APN / Parcel Number

Primary APN32-2S-21-42050-00I-0070
Alternative APNs
  • 32-221-42050-00I-0070
  • 1071879

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,582 sqft Living Area
Gross Area3,882 sqft
1st Floor Area1,452 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,358 sqft (0.123 acres)
Lot Dimensions107 ft deep x 50 ft wide
DrivewayBrick Driveway
PorchFinished/Open Porch
Porch Area300 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address314 MIAMI ST
CityMIRAMAR BEACH
StateFL
Zip32550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionLOT 7 BLK I FRANGISTA BCH 2ND ADD PB 3-41 OR 1754-243 OR 2619-2550 OR 2621-4261 OR 2680-38 OR 2733-4131 OR 2836-3866 OR 2839-211 OR 3021-3773 OR 3116-2591
Legal Range021
Legal Township02S
Legal Section32
Legal SubdivisionFRANGISTA BCH 2ND ADD
Legal BlockI
Legal Lot Number7
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1033
Census Tract950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7602 JANAK DR, HOUSTON, TX 77055-3611
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Prior SaleSep 28, 2016 · Amount on Record
Deed Document Number201929920
Deed Book / Page3116 / 2591
Prior Transfer DateApr 1, 2010
Prior Transfer Doc0028390211
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateAug 30, 2019
Property Address314 MIAMI ST, MIRAMAR BEACH, FL 32550
Document Number0031162591
Book / Page3116 / 2591
Map ReferenceMB 3 PG 41
Instrument DateAug 28, 2019
Instrument20190029920
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 2, 2022
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address175 MAIN ST UNIT 1504, 175, DESTIN, FL 32540-7762

Transferred To (Grantee/Buyer)

NameVerified Name
Address7602 JANAK DR, HOUSTON, TX 77055-3611

Mortgage

Document Number0031162593
DateAug 30, 2019
Instrument3116/2593
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,051.00 (-4.26%)$1,278,443 (-12.9%) Land $400,000 Building $878,443$1,278,443 (-12.9%) Land $400,000 Building $878,443
2024$10,498.00 (+4.01%)
2023$10,093.00 (+10.71%)$1,467,765 (+15.33%) Land $450,000 Building $1,017,765$1,467,765 (+15.33%) Land $450,000 Building $1,017,765
2022$9,117.00$1,272,614 Land $283,050 Building $989,564$1,272,614 Land $283,050 Building $989,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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