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320 Miami St, Miramar Beach, FL 32550 Property Records

Walton County property record for 320 Miami St, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 35 ba · 2,599 sqft · built 2017
Lot Size0.123 acres (5,358 sqft)
Owner2 Individual Names on Record
Last Sale$108,000 (Jan 2016)
Tax Bill$9,654 (2025)
Deeds & MortgagesOct 2025 Transfer
Apr 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN32-2S-21-42050-00I-0080

Property Details

APN / Parcel Number

Primary APN32-2S-21-42050-00I-0080
Alternative APNs
  • 32-221-42050-00I-0080
  • 1071880

Interior

Bedrooms3 Beds
Full Baths35 Baths
Stories2 Stories
Building Area2,599 sqft Living Area
Gross Area3,497 sqft
1st Floor Area1,143 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,358 sqft (0.123 acres)
Lot Dimensions107 ft deep x 50 ft wide
Garage TypeAttached
Garage Area312 sqft
DrivewayBrick Driveway
PorchFinished Screened Porch
Porch Area562 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address320 MIAMI ST
CityMIRAMAR BEACH
StateFL
Zip32550-3908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK I FRANGISTA BCH 2ND ADD PB 3-41 OR 1754-243 OR 2619-2550 OR 2619-4033 OR 2993-4748 OR 2998-4316
Legal Range021
Legal Township02S
Legal Section32
Legal SubdivisionFRANGISTA BCH 2ND ADD
Legal BlockI
Legal Lot Number8
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1033
Census Tract950609

Owner

Source: Walton County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address709 SKYLAR CROSSING DR, MOUNT JULIET, TN 37122
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 25, 2017Loan Modification, Mortgage
BEACH CMNTY MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2016 · Amount on Record
Deed SaleJan 5, 2016 · Amount on Record
Prior SaleOct 29, 2015 · Amount on Record
Deed Document Number2016163
Deed Book / Page2998 / 4316
Last Transfer DateOct 30, 2025
Transfer Doc0033760441
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateOct 31, 2025
Property Address320 MIAMI ST, MIRAMAR BEACH, FL 32550-3908
Document Number0033760441
Book / Page3376 / 441
Map ReferenceMB 3 PG 41
Instrument DateOct 30, 2025
Instrument20250039972
Transaction TypeTransfer
Record UpdatedNov 21, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address709 SKYLER XING, MOUNT JULIET, TN 37122-6922

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address709 SKYLER XING, MOUNT JULIET, TN 37122-6922

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address320 MIAMI ST, MIRAMAR BEACH, FL 32550-3908
Document Number0030421479
Instrument DateApr 25, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyMCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 MIAMI ST MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

Mortgage

Document Number0030421479
DateMay 25, 2017
Book Page003042/001479
Instrument17082
Lender
NameBEACH CMNTY MTG SVCS
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32547
Agreement
AmountAmount Recorded
Term360 Months
DueMay 24, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,654.00 (-4.76%)$1,232,773 (-12.99%) Land $400,000 Building $832,773$1,232,773 (-12.99%) Land $400,000 Building $832,773
2024$10,137.00 (+4.42%)$1,416,867 (-) Land $450,000 Building $966,867$1,416,867 (-) Land $450,000 Building $966,867
2023$9,708.00 (+11.05%)$1,416,867 (+15.9%) Land $450,000 Building $966,867$1,416,867 (+15.9%) Land $450,000 Building $966,867
2022$8,742.00$1,222,445 Land $283,050 Building $939,395$1,222,445 Land $283,050 Building $939,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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