3418 Cinco Lakes Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 3418 Cinco Lakes Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,401 sqft · built 1991
Lot Size	0.249 acres (10,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,300 (Aug 1992)
Tax Bill	$5,934 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R156340`

Property Details

APN / Parcel Number

Primary APN	`R156340`
Alternative APN	`2271-04-002-0040-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,401 sqft Living Area
1st Floor Area	2,182 sqft
2nd Floor Area	1,219 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,859 sqft (0.249 acres)
Lot Dimensions	133 ft deep x 81.6 ft wide
Garage Type	Detached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	475 sqft
Porch	Open Porch
Porch Area	100 sqft
Patio Area	72 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R156340
Street Address	3418 CINCO LAKES DR
City	KATY
State	TX
Zip	77450-5775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTH LAKE VILLAGE SEC 4, BLOCK 2, LOT 4
Legal Subdivision	CINCO RANCH SOUTH LAKE VILLAGE SEC 4
Legal Block	2
Legal Lot Number	4
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1003
Census Tract	673005

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3418 CINCO LAKES DR, KATY, TX 77450-5775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 22, 2020	Deed of Trust, Mortgage · Construction Mortgage FROST BANK
May 1, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1992 · Amount on Record
Deed Sale	Aug 31, 1992 · Amount on Record
Deed Document Number	0002440216
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3418 CINCO LAKES DR, KATY, TX 77450-5775
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191596
Date	Nov 16, 2021
Instrument	2021191596

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Dec 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3418 CINCO LAKES DR, KATY, TX 77450-5775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092045
Date	Jul 22, 2020
Instrument	2020092045

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3418 CINCO LAKES DR, KATY, TX 77450-5775
Document Number	0000051471
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3418 CINCO LAKES DR KATY TX 774505775, KATY, TX 77450-5775

Mortgage

Document Number	0000051471
Date	May 6, 2020
Instrument	51471

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,934.00 (-11.17%) Homeowner's exemption Senior Citizen's exemption	$586,319 (+1%) Land $104,390 Building $582,598	$686,988 (-1.62%) Land $104,390 Building $582,598
2024	$6,680.00 (+3.02%) Homeowner's exemption Senior Citizen's exemption	$533,017 (+1%) Land $104,390 Building $593,878	$698,268 (+3.71%) Land $104,390 Building $593,878
2023	$6,484.00 (-29.76%) Homeowner's exemption Senior Citizen's exemption	$484,561 Land $80,300 Building $592,992	$673,292 Land $80,300 Building $592,992
2018	$9,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Nearby Flood Policies	144 in force
Nearby Flood Claims	2 (2017–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 2 serves 4,743 people · EPA ID TX0790306
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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