Union County property record for 3416 Tom Starnes Rd, Monroe, NC 28112
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,140 sqft · built 2022 |
| Lot Size | 2.96 acres (129,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Feb 2022) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-291-004F |
| Primary APN | 04-291-004F |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 129,286 sqft (2.96 acres) |
| Porch | Porch |
| Porch Area | 215 sqft |
| Street Address | 3416 TOM STARNES RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9546 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #1 OPCN223 |
| Legal Subdivision | CONTAINING 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20902 |
3416 Tom Starnes Rd is owned by two individuals who bought it in February 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6811 SW 9TH ST, PEMBROKE PINES, FL 33023-1628 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Nov 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 10, 2022 | Warranty Deed, Transfer |
| Feb 2, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on File |
| Deed Sale | Feb 10, 2022 · Amount on File |
| Prior Sale | Feb 2, 2021 · Amount on File |
| Deed Document Number | 20225109 |
| Deed Book / Page | 8395 / 413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3416 TOM STARNES RD, MONROE, NC 28112-9546 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008562787 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 8562/787 |
| Instrument | 31053 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3416 TOM STARNES RD, MONROE, NC 28112-9546 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3320 TOM STARNES RD, MONROE, NC 28112-9306 |
| Document Number | 0009239163 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 9239/163 |
| Instrument | 29246 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 10, 2022 |
| Property Address | 3416 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Number | 0008395413 |
| Book / Page | 8395 / 413 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 5109 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 GRIFFITH RD, MONROE, NC 28112-6244 |
| Name | Verified Name |
|---|---|
| Address | 6811 SW 9TH ST, PEMBROKE PINES, FL 33023-1628 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 2, 2021 |
| Property Address | 3416 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Number | 0007976114 |
| Book / Page | 7976 / 114 |
| Map Reference | CAB N FILE 223 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 4998 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $134.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1111 GRIFFITH RD, MONROE, NC 28112-6244 |
The 2025 property tax bill for 3416 Tom Starnes Rd was $972.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,100 (-) Land $87,800 Building $123,300 | $211,100 (-) Land $87,800 Building $123,300 | |
| 2025 | $972.00 | $211,100 Land $87,800 Building $123,300 | $211,100 Land $87,800 Building $123,300 |
| 2023 | $603.00 (+159.91%) | $97,200 (+159.2%) Land $37,500 Building $59,700 | $97,200 (+159.2%) Land $37,500 Building $59,700 |
| 2022 | $232.00 | $37,500 Land $37,500 | $37,500 Land $37,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3416 Tom Starnes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3416 Tom Starnes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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