Union County property record for 3320 Tom Starnes Rd, Monroe, NC 28112
| Property Type | Other Improved |
|---|---|
| Details | built 2022 |
| Lot Size | 2.75 acres (120,008 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $544,000 (Mar 2023) |
| Tax Bill | $2,615 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-291-004 |
| Primary APN | 04-291-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,563 sqft Living Area |
| 1st Floor Area | 1,939 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 120,008 sqft (2.75 acres) |
| Porch | Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3320 TOM STARNES RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9306 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #6 OPCQ643 |
| Legal Subdivision | CONTAINING 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3320 TOM STARNES RD, MONROE, NC 28112-9306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage BUFFALO CREEK INVESTMENTS INC |
| Feb 23, 2022 | Warranty Deed, Transfer · Commercial Mortgage BUFFALO CREEK INVESTMENTS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Prior Sale | Jun 1, 2022 · Amount on Record |
| Deed Document Number | 20235671 |
| Deed Book / Page | 8670 / 452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 13, 2023 |
| Property Address | 3320 TOM STARNES RD, MONROE, NC 28112-9306 |
| Document Number | 0008670452 |
| Book / Page | 8670 / 452 |
| Map Reference | CAB Q FILE 643 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 5671 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,088.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7407 OLD WAXHAW MONROE RD, WAXHAW, NC 28173-9665 |
| Name | Verified Name |
|---|---|
| Address | 2711 MANGUM DAIRY RD, MONROE, NC 28112-7452 |
| Document Number | 0000005672 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 5672 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 1, 2022 |
| Property Address | 3320 TOM STARNES RD, MONROE, NC 28112-9306 |
| Document Number | 0000849160 |
| Book / Page | 8491 / 60 |
| Map Reference | CAB Q FILE 197 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 19785 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | CAROLINA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 LANE STWOOD, MONROE, NC 28112 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 373, WAXHAW, NC 28173-1045 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019786 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 19786 |
| Name | BUFFALO CREEK INVESTMENTS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 23, 2022 |
| Property Address | 3320 TOM STARNES RD, MONROE, NC 28112-9306 |
| Document Number | 0008407697 |
| Book / Page | 8407 / 697 |
| Map Reference | CAB Q FILE 197 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 6956 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7407 OLD WAXHAW MONROE RD, WAXHAW, NC 28173-9665 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 373, WAXHAW, NC 28173-1045 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006957 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 6957 |
| Name | BUFFALO CREEK INVESTMENTS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,400 (-) Land $82,400 Building $485,000 | $567,400 (-) Land $82,400 Building $485,000 | |
| 2025 | $2,615.00 (+52.21%) | $567,400 (+105.06%) Land $82,400 Building $485,000 | $567,400 (+105.06%) Land $82,400 Building $485,000 |
| 2023 | $1,718.00 | $276,700 Land $36,100 Building $240,600 | $276,700 Land $36,100 Building $240,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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