Union County property record for 3408 Tom Starnes Rd, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1969 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,500 (Aug 2019) |
| Tax Bill | $837 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-291-003 |
| Primary APN | 04-291-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 38,333 sqft (0.88 acres) |
| Porch | Porch |
| Porch Area | 42 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3408 TOM STARNES RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | WHITAKER 7454-0565 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 800 S HAYNE ST, MONROE, NC 28112-6017 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 20, 2019 | Warranty Deed, Transfer BRIAN MURRAY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Prior Sale | May 20, 2019 · Amount on Record |
| Deed Document Number | 201926140 |
| Deed Book / Page | 7454 / 565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 30, 2019 |
| Property Address | 3408 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Number | 0007454565 |
| Book / Page | 7454 / 565 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 0026140 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 800 S HAYNE ST, MONROE, NC 28112-6017 |
| Document Number | 0000026141 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 0026141 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 20, 2019 |
| Property Address | 3408 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Number | 7373800 |
| Book / Page | 007373 / 000800 |
| Instrument Date | May 20, 2019 |
| Instrument | 13493 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2019 |
| Title Company | TRYON TITLE AGENCY LLC, TRYON TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4761 PHIFER CREST CT CHARLOTTE NC 282264541, CHARLOTTE, NC 28226-4541 |
| Investor | Possibly a Property Investor |
| Document Number | 7373802 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 007373/000802 |
| Instrument | 13494 |
| Name | BRIAN MURRAY |
|---|---|
| Address | 3400 RICHARDS XING, FORT MILL, SC 29708-8946 |
| Amount | Amount Recorded |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,700 (-) Land $32,400 Building $149,300 | $181,700 (-) Land $32,400 Building $149,300 | |
| 2025 | $837.00 (+32.44%) | $181,700 (+78.49%) Land $32,400 Building $149,300 | $181,700 (+78.49%) Land $32,400 Building $149,300 |
| 2023 | $632.00 | $101,800 Land $21,700 Building $80,100 | $101,800 Land $21,700 Building $80,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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