Union County property record for 3402 Tom Starnes Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | built 2022 |
| Lot Size | 3.5 acres (152,852 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $548,000 (Apr 2023) |
| Tax Bill | $3,019 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-291-004U |
| Primary APN | 04-291-004U |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,633 sqft Living Area |
| 1st Floor Area | 1,379 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 152,852 sqft (3.5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3402 TOM STARNES RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #7 OPCQ643 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20902 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3402 TOM STARNES RD, MONROE, NC 28112-9546 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 29, 2025 | Intrafamily Transfer, Transfer |
| Apr 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Jun 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Dec 17, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage SANDRA W SHAW ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on Record |
| Deed Sale | Apr 3, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Document Number | 20237564 |
| Deed Book / Page | 8682 / 881 |
| Last Transfer Date | Jul 11, 2025 |
| Transfer Doc | 0009210308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 29, 2025 |
| Property Address | 3402 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Number | 0009210308 |
| Book / Page | 9210 / 308 |
| Map Reference | CAB Q FILE 643 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 25264 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3402 TOM STARNES RD, MONROE, NC 28112-9546 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3402 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 3, 2023 |
| Property Address | 3402 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Number | 0008682881 |
| Book / Page | 8682 / 881 |
| Map Reference | CAB Q FILE 643 |
| Instrument Date | Apr 3, 2023 |
| Instrument | 7564 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,096.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1736 DICKERSON BLVD # BLVDF111, BLVDF111, MONROE, NC 28110-2832 |
| Name | Verified Name |
|---|---|
| Address | 3402 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Number | 0000007565 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 7565 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 30, 2022 |
| Property Address | 3402 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Number | 0008515452 |
| Book / Page | 8515 / 452 |
| Map Reference | CAB Q FILE 643 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 23594 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000023595 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 23595 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 17, 2021 |
| Property Address | 3402 TOM STARNES RD, MONROE, NC 28112-9546 |
| Document Number | 0008348165 |
| Book / Page | 8348 / 165 |
| Map Reference | CAB Q FILE 197 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 59308 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | CAROLINA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1313 SAINT REGIS CT, MONROE, NC 28110-7731 |
| Name | Verified Name |
|---|---|
| Address | 7407 OLD WAXHAW MONROE RD, WAXHAW, NC 28173-9665 |
| Document Number | 0000059309 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 59309 |
| Name | SANDRA W SHAW ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 16, 2022 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $655,200 (-) Land $101,700 Building $553,500 | $655,200 (-) Land $101,700 Building $553,500 | |
| 2025 | $3,019.00 (+24.8%) | $655,200 (+69.26%) Land $101,700 Building $553,500 | $655,200 (+69.26%) Land $101,700 Building $553,500 |
| 2024 | $2,419.00 (+0.67%) | $387,100 (-) Land $41,000 Building $346,100 | |
| 2023 | $2,403.00 | $387,100 Land $41,000 Building $346,100 | $387,100 (-) Land $41,000 Building $346,100 |
| 2021 | $387,100 Land $41,000 Building $346,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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