3414 Pine Cir S, Westminster, MD 21157 Property Records

Carroll County property record for 3414 Pine Cir S, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,680 sqft · built 1979
Lot Size	0.918 acres (40,005 sqft)
Owner	2 Company Names on Record
Last Sale	$420,000 (Oct 2013)
Tax Bill	$5,436 (2026)
Deeds & Mortgages	May 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`04-042689`

Property Details

APN / Parcel Number

Primary APN	`04-042689`
Alternative APNs	`4042689` `042689`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,680 sqft Total Area
Basement Area	323 sqft
Finished Basement	323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,005 sqft (0.918 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	600 sqft
Porch	Slab
Porch Area	332 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	042689
Street Address	3414 PINE CIR S
City	WESTMINSTER
State	MD
Zip	21157-8369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 20 - 40005 SQ FT 3414 PINE CIR 19-51 SEC WHITE PINE ACS PLT A
Legal Subdivision	WHITE PINE ACRES SEC 02
Legal Lot Number	20
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3414 PINE CIR S, WESTMINSTER, MD 21157-8369
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2013 · Amount on Record
Deed Sale	Oct 9, 2013 · Amount on Record
Deed Book / Page	7505 / 264
Last Transfer Date	Feb 14, 2025
Transfer Doc	0114230375
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	May 19, 2020
Property Address	3414 PINE CIR S, WESTMINSTER, MD 21157-8369
Document Number	0096820183
Book / Page	009682 / 000183
Instrument Date	May 7, 2020
Transaction Type	Construction Loan
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 PINE CIR S WESTMINSTER MD 211578369, WESTMINSTER, MD 21157-8369

Mortgage

Document Number	96820183
Date	May 19, 2020
Book Page	009682/000183

Lender

Name	ARUNDEL FSB
Type	Federal Savings Bank
Address	GLEN BURNIE, MD 21061

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,436.00 (+5.15%) Homeowner's exemption	$499,900 (+6.98%)	$565,100 (+20.93%) Land $180,000 Building $385,100
2025	$5,170.00 (+10.85%) Homeowner's exemption	$467,300 (+13.21%) Land $160,000 Building $307,300	$467,300 (-) Land $160,000 Building $307,300
2023	$4,664.00	$412,767	$467,300 Land $160,000 Building $307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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