3412 Pine Cir S, Westminster, MD 21157 Property Records

Carroll County property record for 3412 Pine Cir S, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,700 sqft · built 1979
Lot Size	0.919 acres (40,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2017)
Tax Bill	$5,391 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-042670`

Property Details

APN / Parcel Number

Primary APN	`04-042670`
Alternative APNs	`4042670` `042670`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,700 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,011 sqft (0.919 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	356 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	042670
Street Address	3412 PINE CIR S
City	WESTMINSTER
State	MD
Zip	21157-8369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 19 - 40011 SF SC 3412 S PINE CIRCLE 19-51 WHITE PINE ACS PLT A
Legal Subdivision	WHITE PINE ACRES A SEC 2
Legal Lot Number	19
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3412 PINE CIR S, WESTMINSTER, MD 21157-8369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 17, 2017	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Sep 7, 2010 · Amount on Record
Deed Document Number	20178748-0451
Deed Book / Page	8748 / 451
Prior Transfer Date	Dec 21, 2012
Prior Transfer Doc	0071620047
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3412 PINE CIR S, WESTMINSTER, MD 21157-8369
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104470436
Date	Sep 13, 2021
Book Page	10447/436

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	234 Months
Due	Mar 1, 2041

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 17, 2017
Property Address	3412 PINE CIR S, WESTMINSTER, MD 21157-8369
Document Number	0087480451
Book / Page	008748 / 000451
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 S PINE CIR WESTMINSTER MD 21157, WESTMINSTER, MD 21157

Mortgage

Document Number	87480458
Date	Jul 17, 2017
Book Page	008748/000458

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,933 (+7.3%)	$606,600 (+21.91%) Land $180,000 Building $426,600
2025	$5,391.00 (+8.78%) Homeowner's exemption	$497,600 (+13.43%) Land $160,000 Building $337,600	$497,600 (-) Land $160,000 Building $337,600
2023	$4,956.00 Homeowner's exemption	$438,667	$497,600 Land $160,000 Building $337,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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