3417 Pine Cir S, Westminster, MD 21157 Property Records

Carroll County property record for 3417 Pine Cir S, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,574 sqft · built 1980
Lot Size	1.4 acres (61,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Aug 2014)
Tax Bill	$5,654 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-042905`

Property Details

APN / Parcel Number

Primary APN	`04-042905`
Alternative APN	`042905`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	61,245 sqft (1.4 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Pool Area	836 sqft
Deck Area	688 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	042905
Street Address	3417 PINE CIR S
City	WESTMINSTER
State	MD
Zip	21157-8369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 39- 1.406 ACRES PINE CIRCLE PLT 19-52 WHITE PINE ACRES
Legal Subdivision	WHITE PINE ACRES B SEC 02
Legal Lot Number	39
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3417 PINE CIR S, WESTMINSTER, MD 21157-8369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2014 · Amount on Record
Deed Sale	Aug 18, 2014 · Amount on Record
Deed Book / Page	7738 / 475
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3417 PINE CIR S, WESTMINSTER, MD 21157-8369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092420428
Date	Mar 15, 2019
Book Page	9242/0428

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3417 PINE CIR S, WESTMINSTER, MD 21157-8369
Document Number	0099260078
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2417 PINE CIR S WESTMINSTER MD 21157, WESTMINSTER, MD 21157

Mortgage

Document Number	0099260078
Date	Oct 30, 2020
Book Page	009926/000078

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2040

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,654.00 (+5.27%) Homeowner's exemption	$535,400 (+22.58%)	$616,400 (+24.55%) Land $204,000 Building $412,400
2025	$5,371.00 (+8.83%) Homeowner's exemption
2023	$4,935.00 Homeowner's exemption	$436,767	$494,900 Land $164,000 Building $330,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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