Carroll County property record for 3409 Pine Cir S, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,349 sqft · built 1978 |
| Lot Size | 0.963 acres (41,961 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Dec 2014) |
| Tax Bill | $5,557 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-039971 |
| Primary APN | 04-039971 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,349 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,961 sqft (0.963 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 039971 |
|---|---|
| Street Address | 3409 PINE CIR S |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 14 - 41961 SF 3409 S PINE CIR 17-4 WHITE PINES ACRES SC 1 |
| Legal Subdivision | WHITE PINE ACRES SEC 01 |
| Legal Lot Number | 14 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 504202 |
3409 Pine Cir S is owned and occupied by two individuals who bought it in December 2014.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3409 PINE CIR S, WESTMINSTER, MD 21157-8369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2014 · Amount on File |
| Deed Sale | Dec 16, 2014 · Amount on File |
| Prior Sale | Oct 19, 1988 · Amount on File |
| Deed Book / Page | 7837 / 473 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3409 Pine Cir S was $5,557, up 2.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,557.00 (+2.09%) | $490,900 | $511,300 Land $180,000 Building $331,300 |
| 2025 | $5,443.00 | ||
| 2023 | $4,609.00 | $407,900 | $480,700 Land $160,000 Building $320,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3409 Pine Cir S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3409 Pine Cir S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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