Champaign County property record for 3414 Memory Ln, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.245 acres (10,675 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Nov 2023) |
| Tax Bill | $17,459 (2024) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-28-427-014 |
| Primary APN | 93-21-28-427-014 |
|---|
| Lot Area | 10,675 sqft (0.245 acres) |
|---|
| Street Address | 3414 MEMORY LN |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 614 SOUTH RIDGE SUB VI |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 28 |
| Legal Subdivision | SOUTH RIDGE SUB VI |
| Legal Lot Number | 614 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5702 |
Source: Champaign County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3414 MEMORY LN, URBANA, IL 61802-7174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU |
| Mar 23, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage PHILO EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on Record |
| Deed Sale | Nov 17, 2023 · Amount on Record |
| Prior Sale | Dec 20, 2010 · Amount on Record |
| Deed Document Number | 202316428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 17, 2023 |
| Property Address | 3414 MEMORY LN, URBANA, IL 61802-7174 |
| Document Number | 0000016428 |
| Map Reference | DOC 2006R7451 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023R16428 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3414 MEMORY LN, URBANA, IL 61802-7174 |
| Document Number | 0000016430 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023R16430 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 3414 MEMORY LN, URBANA, IL 61802-7174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004914 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 2017R04914 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | 60864 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2032 |
| Rate | 3.75% |
|---|
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $185,340 (+5.8%) Land $18,650 Building $166,690 | $556,020 (+5.8%) Land $55,950 Building $500,070 | |
| 2024 | $17,459.00 (+10.21%) | $175,180 (+19.02%) Land $17,630 Building $157,550 | $525,540 (+19.02%) Land $52,890 Building $472,650 |
| 2023 | $15,842.00 (+7.4%) | ||
| 2022 | $14,751.00 Homeowner's exemption Senior Citizen's exemption | $147,190 Land $14,820 Building $132,370 | $441,570 Land $44,460 Building $397,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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