3412 Memory Ln, Urbana, IL 61802 Property Records

Champaign County property record for 3412 Memory Ln, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Lot Size0.232 acres (10,116 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Jan 2022)
Tax Bill$15,872 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN93-21-28-427-013

Property Details

APN / Parcel Number

Primary APN93-21-28-427-013

Exterior

Lot Area10,116 sqft (0.232 acres)

Location & Zoning

Street Address3412 MEMORY LN
CityURBANA
StateIL
Zip61802-7174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 613 SOUTH RIDGE SUB VI
Legal Range09E
Legal Township19N
Legal Section28
Legal SubdivisionSOUTH RIDGE SUB VI
Legal Lot Number613
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1003
Census Tract5702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3412 MEMORY LN, URBANA, IL 61802-7174
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Prior SaleOct 7, 2013 · Amount on Record
Deed Document Number20221191
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJan 20, 2022
Property Address3412 MEMORY LN, URBANA, IL 61802-7174
Document Number0000001191
Map ReferenceDOC 2006R07451
Instrument DateJan 20, 2022
Instrument2022R01191
Transaction TypeTransfer
Record UpdatedJan 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3412 MEMORY LN, URBANA, IL 61802-7174

Mortgage

Document Number0000001192
DateJan 20, 2022
Instrument2022R01192
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$169,060 (+25.92%) Land $18,650 Building $150,410$507,180 (+25.92%) Land $55,950 Building $451,230
2024$15,872.00 (+14.25%)
2022$13,892.00 Homeowner's exemption$134,260 Land $14,820 Building $119,440$402,780 Land $44,460 Building $358,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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