3411 Memory Ln, Urbana, IL 61802 Property Records

Champaign County property record for 3411 Memory Ln, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Aug 2023)
Tax Bill$4,881 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN93-21-28-426-009

Property Details

APN / Parcel Number

Primary APN93-21-28-426-009

Exterior

Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address3411 MEMORY LN
CityURBANA
StateIL
Zip61802-7803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 626 SOUTH RIDGE SUB VI
Legal Range09E
Legal Township19N
Legal Section28
Legal SubdivisionSOUTH RIDGE SUB VI
Legal Lot Number626
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1028
Census Tract5702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3411 MEMORY LIN, URBANA, IL 61802
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK
Aug 27, 2021Special Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY, ATTORNEY
Jul 23, 2021Deed, Transfer · Line of Credit
IRONQUOLS FEDERAL SAVINGS & LOAN AS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2023 · Amount on Record
Deed SaleAug 9, 2023 · Amount on Record
Prior SaleAug 27, 2021 · Amount on Record
Deed Document Number202311230
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 9, 2023
Property Address3411 MEMORY LN, URBANA, IL 61802-7803
Document Number0000011230
Map ReferenceDOC 2006R07451
Instrument DateAug 8, 2023
Instrument2023R11230
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 MEMORY LN, URBANA, IL 61802
InvestorPossibly a Property Investor

Mortgage

Document Number0000011231
DateAug 9, 2023
Instrument2023R11231
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2038
Interest

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 27, 2021
Property Address3411 MEMORY LN, URBANA, IL 61802-7803
Document Number0000020561
Map ReferenceDOC 2006R07451
Instrument DateAug 27, 2021
Instrument2021R20561
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 24, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$247.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3411 MEMORY LN, URBANA, IL 61802-7803

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHAMPAIGN IL
Recording DateJul 23, 2021
Property Address3411 MEMORY LN, URBANA, IL 61802-7803
Document Number0000017432
Map ReferenceDOC 2006R07451
Instrument DateMay 6, 2021
Instrument2021R17432
Transaction TypeTransfer
Record UpdatedApr 24, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

AmountAmount Recorded
Tax$48.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 CLAM STREET, SIDELL, IL 61876
InvestorPossibly a Property Investor

Mortgage

Document Number0000017433
DateJul 23, 2021
Instrument2021R17433
Lender
NameIRONQUOLS FEDERAL SAVINGS & LOAN AS
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$103,590 (+25.91%) Land $18,650 Building $84,940$310,770 (+25.91%) Land $55,950 Building $254,820
2024$4,881.00 (+228.02%)
2022$1,488.00 Homeowner's exemption$82,270 Land $14,820 Building $67,450$246,810 Land $44,460 Building $202,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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