3405 Memory Ln, Urbana, IL 61802 Property Records

Champaign County property record for 3405 Memory Ln, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$287,500 (Dec 2025)
Tax Bill$9,047 (2024)
Deeds & MortgagesDec 2025 Sale
Nov 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN93-21-28-426-019

Property Details

APN / Parcel Number

Primary APN93-21-28-426-019

Exterior

Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Street Address3405 MEMORY LN
CityURBANA
StateIL
Zip61802-7803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 623B THE COTTAGES AT SOUTH RIDGE 3
Legal Range09E
Legal Township19N
Legal Section28
Legal SubdivisionTHE COTTAGES AT SOUTH RIDGE 3
Legal Lot Number623B
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1028
Census Tract5702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3405 MEMORY LN, URBANA, IL 61802-7803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Warranty Deed, Transfer
UNKNOWN, GTG
Nov 9, 2021Special Warranty Deed, Subdivision Related Transfer
Sep 15, 2021Deed, Transfer · Construction Mortgage
IROQUOIS FSLA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2025 · Amount on Record
Deed SaleDec 16, 2025 · Amount on Record
Prior SaleNov 9, 2021 · Amount on Record
Deed Document Number202519355
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 16, 2025
Property Address3405 MEMORY LN, URBANA, IL 61802-7803
Document Number0000019355
Map ReferenceDOC 2014R09678
Instrument DateDec 10, 2025
Instrument2025R19355
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyUNKNOWN, GTG

Transaction

AmountAmount Recorded
Tax$287.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 MEMORY LN, URBANA, IL 61802-7803

November 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 9, 2021
Property Address3405 MEMORY LN, URBANA, IL 61802-7803
Document Number0000026712
Map ReferenceDOC 2014R09678
Instrument DateNov 3, 2021
Instrument2021R26712
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2023

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3405 MEMORY LN # LNR, LNR, URBANA, IL 61802-7803

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHAMPAIGN IL
Recording DateSep 15, 2021
Property Address3405 MEMORY LN, URBANA, IL 61802-7803
Document Number0000022083
Map ReferenceDOC 2014R09678
Instrument DateAug 13, 2021
Instrument2021R22083
Transaction TypeTransfer
Record UpdatedSep 25, 2023
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$26.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 E LEXINGTON DR, URBANA, IL 61802-7042
InvestorPossibly a Property Investor

Mortgage

Document Number0000022084
DateSep 15, 2021
Instrument2021R22084
Lender
NameIROQUOIS FSLA
TypeBank
AddressDANVILLE, IL 61834
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$92,700 (+5.8%) Land $12,590 Building $80,110$278,100 (+5.8%) Land $37,770 Building $240,330
2024$9,047.00 (+112.72%)$87,620 (+123.52%) Land $11,900 Building $75,720$262,860 (+123.52%) Land $35,700 Building $227,160
2022$4,253.00$39,200 Land $10,000 Building $29,200$117,600 Land $30,000 Building $87,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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