3391 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3391 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	3,402 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$375,000 (2021)
Tax Bill	$8,916.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120812`
Alternative APN	`152630070000014480`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,402 sqft Heated Area
Gross Area	4,499 sqft Gross Area
1st Floor	1,627 sqft 1st Floor
Upper Floors	1,775 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	647 sqft Garage
Fence	Fence
Porch	Finished/Screened Porch
Porch Area	450 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	120812
Street Address	3391 PAWLEYS LOOP N
City	SAINT CLOUD
State	FL
Zip	34769-7108
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 448
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	448
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3024
Census Tract	43208

Owner

Source: Osceola County records · APN 120812

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3391 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7108
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Sep 30, 2013 · Amount on Record
Deed Doc Number	2021065816
Deed Book / Page	5947 / 1522
Record Refreshed	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 29, 2021
Property Address	3391 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7108
Document Number	0059471522
Book / Page	5947 / 1522
Map Reference	MB 16 PG 34-41
Instrument Date	Apr 28, 2021
Instrument	2021065816
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3391 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7108

Mortgage

Document Number	59471524
Date	Apr 29, 2021
Instrument	5947/1524

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,916.00 (+7.12%) Homeowner's exemption	$440,267 (+5.99%)	$489,000 (+9.3%) Land $85,000 Building $404,000
2023	$8,323.00 (+4.47%) Homeowner's exemption	$415,399 (+3%)	$447,400 (+10.93%) Land $75,000 Building $372,400
2022	$7,967.00 Homeowner's exemption	$403,300 Land $70,000 Building $333,300	$403,300 Land $70,000 Building $333,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.