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3409 Sublette St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3409 Sublette St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,810 sqft · built 2016
Lot Size0.058 acres (2,531 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jun 2022)
Tax Bill$3,916 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jul 2017 Sale
Flood ZoneZone X (moderate risk)
APNT160500127

Property Details

APN / Parcel Number

Primary APNT160500127
Alternative APN
  • 5-116B-C204-00-2652.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,810 sqft Living Area
Gross Area2,338 sqft
1st Floor Area770 sqft
Basement Area630 sqft
Finished Basement410 sqft
Unfinished Basement220 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleBi-Level
Exterior MaterialSiding
Lot Area2,531 sqft (0.058 acres)
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT160500127
Street Address3409 SUBLETTE ST
CitySAINT CHARLES
StateMO
Zip63301-8250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #6-K LOT 2652
Legal SubdivisionNEW TOWN AT ST CHAS #6-K
Legal Lot Number2652
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3010
Census Tract310201

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3409 SUBLETTE ST, SAINT CHARLES, MO 63301-8250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 7, 2017Warranty Deed, Transfer
CONTINENTAL, CONTINENTAL TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2022 · Amount on Record
Deed SaleJun 17, 2022 · Amount on Record
Prior SaleJul 7, 2017 · Amount on Record
Deed Document Number202234108
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 17, 2022
Property Address3409 SUBLETTE ST, SAINT CHARLES, MO 63301-8250
Document Number0000034108
Map ReferenceMB 48 PG 94
Instrument DateJun 10, 2022
Instrument2022R-034108
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyCHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3409 SUBLETTE ST, SAINT CHARLES, MO 63301-8250

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 SUBLETTE ST, SAINT CHARLES, MO 63301-8250

Mortgage

Document Number0000034109
DateJun 17, 2022
Instrument2022R-034109
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 7, 2017
Property Address3409 SUBLETTE ST, SAINT CHARLES, MO 63301-8250
Document Number0067711481
Book / Page006771 / 001481
Instrument DateJul 7, 2017
Instrument420210
Transaction TypeTransfer
Record UpdatedSep 2, 2017
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3409 SUBLETTE ST ST CHARLES MO 633018250, ST CHARLES, MO 63301-8250

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,948 (-)$315,518 (-) Land $80,000 Building $235,518
2025$3,916.00$59,948 (+5.97%)$315,518 (+5.97%) Land $80,000 Building $235,518
2023$56,571
2022$297,743 Land $60,000 Building $237,743

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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