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3400 Sublette St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3400 Sublette St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,392 sqft · built 2015
Lot Size0.065 acres (2,836 sqft)
OwnerIndividual Name on File
Last Sale$194,900 (Feb 2020)
Tax Bill$3,764 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jul 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNT160500124

Property Details

APN / Parcel Number

Primary APNT160500124
Alternative APN
  • 5-116B-C204-00-2458.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,392 sqft Living Area
Gross Area2,368 sqft
1st Floor Area816 sqft
Basement Area576 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleBi-Level
Exterior MaterialSiding
Lot Area2,836 sqft (0.065 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT160500124
Street Address3400 SUBLETTE ST
CitySAINT CHARLES
StateMO
Zip63301-8249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #6-K LOT 2458
Legal SubdivisionNEW TOWN AT ST CHAS #6-K
Legal Lot Number2458
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3011
Census Tract310201

Owner

Source: St. Charles County assessment roll, APN T160500124, as of August 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3400 SUBLETTE ST, SAINT CHARLES, MO 63301-8249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 20, 2020Warranty Deed, Transfer
STIFEL BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Prior SaleNov 16, 2015 · Amount on Record
Deed Document Number2020103180
Deed Book / Page7233 / 1891
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateApr 16, 2026
Property Address3400 SUBLETTE ST, SAINT CHARLES, MO 63301-8249
Document Number0000017423
Instrument DateApr 08, 2026
Instrument202617423
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 SUBLETTE ST, SAINT CHARLES, MO 63301-8249

Mortgage

Document Number0000017423,
DateApr 16, 2026
Instrument202617423
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.11%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3400 SUBLETTE ST, SAINT CHARLES, MO 63301-8249
Transaction TypeMortgage
Record UpdatedAug 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 SUBLETTE ST, SAINT CHARLES, MO 63301-8249

Mortgage

Document Number0000028724
DateJul 19, 2023
Instrument2023R-028724
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3400 SUBLETTE ST, SAINT CHARLES, MO 63301-8249
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 SUBLETTE ST, SAINT CHARLES, MO 63301-8249

Mortgage

Document Number0000098405
DateDec 06, 2021
Instrument2021R-098405
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 20, 2020
Property Address3400 SUBLETTE ST, SAINT CHARLES, MO 63301-8249
Document Number0072331891
Book / Page007233 / 001891
Instrument DateFeb 13, 2020
Instrument103180
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 SUBLETTE ST ST CHARLES MO 633018249, ST CHARLES, MO 63301-8249

Mortgage

Document Number72331893
DateFeb 20, 2020
Book Page007233/001893
Instrument103190
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 19, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll as of August 13, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,764.00 (+3.07%)$57,609 (+5.99%)$303,207 (+5.99%) Land $80,000 Building $223,207
2024$3,652.00
2023$54,353
2022$286,069 Land $60,000 Building $226,069

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 564 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010707, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CHARLES PWS
serves 78,961 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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