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3408 Sublette St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3408 Sublette St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,504 sqft · built 2016
Lot Size0.058 acres (2,522 sqft)
OwnerCompany Name on Record
Last Sale$275,000 (Jan 2024)
Tax Bill$3,235 (2025)
Deeds & MortgagesJan 2024 Sale
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNT160500122

Property Details

APN / Parcel Number

Primary APNT160500122
Alternative APN
  • 5-116B-C204-00-2456.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,504 sqft Living Area
Gross Area1,536 sqft
1st Floor Area512 sqft
Basement Area512 sqft
Finished Basement480 sqft
Unfinished Basement32 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleBi-Level
Exterior MaterialSiding
Lot Area2,522 sqft (0.058 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT160500122
Street Address3408 SUBLETTE ST
CitySAINT CHARLES
StateMO
Zip63301-8249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #6-K LOT 2456
Legal SubdivisionNEW TOWN AT ST CHAS #6-K
Legal Lot Number2456
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3011
Census Tract310201

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3532 REED CROSSING WAY, SAINT CHARLES, MO 63301-8411
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Warranty Deed, Transfer
DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Aug 12, 2019Deed of Trust, Mortgage · Commercial Mortgage
PACIFIC WESTERN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Prior SaleOct 11, 2016 · Amount on Record
Deed Document Number20241520
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 12, 2024
Property Address3408 SUBLETTE ST, SAINT CHARLES, MO 63301-8249
Document Number0000001520
Map ReferenceMB 48 PG 94
Instrument DateJan 4, 2024
Instrument2024R-001520
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address827 MANNS HARBOR DR, APOLLO BEACH, FL 33572-3384

Transferred To (Grantee/Buyer)

NameVerified Name
Address3532 REED CROSSING WAY, SAINT CHARLES, MO 63301-8411

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3408 SUBLETTE ST, SAINT CHARLES, MO 63301-8249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071220258
DateAug 12, 2019
Book Page7122/0258
Instrument20190812000422800
Lender
NamePACIFIC WESTERN NATIONAL BANK
TypeBank
AddressCHEVY CHASE, MD 20815
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,444 (-)$260,230 (-) Land $80,000 Building $180,230
2025$3,235.00 (+1.47%)$49,444 (+4.35%)$260,230 (+4.35%) Land $80,000 Building $180,230
2024$3,188.00
2023$47,382
2022$249,379 Land $60,000 Building $189,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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