St. Charles County property record for 3410 Sublette St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,504 sqft · built 2016 |
| Lot Size | 0.058 acres (2,522 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $300,000 (Oct 2025) |
| Tax Bill | $3,268 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Sep 2024 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T160500121 |
| Primary APN | T160500121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 512 sqft |
| Basement Area | 512 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 2,522 sqft (0.058 acres) |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Account Number | T160500121 |
|---|---|
| Street Address | 3410 SUBLETTE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #6-K LOT 2455 |
| Legal Subdivision | NEW TOWN AT ST CHAS #6-K |
| Legal Lot Number | 2455 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 310201 |
3410 Sublette St is owner-occupied and held in a trust since October 2025.
Source: St. Charles County records, as of September 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3410 SUBLETTE ST, SAINT CHARLES, MO 63301-8249 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Warranty Deed, Transfer USTC, UST |
| Sep 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on File |
| Deed Sale | Oct 28, 2025 · Amount on File |
| Prior Sale | Sep 10, 2024 · Amount on File |
| Deed Document Number | 202548019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 28, 2025 |
| Property Address | 3410 SUBLETTE ST, SAINT CHARLES, MO 63301-8249 |
| Document Number | 0000048019 |
| Map Reference | MB 48 PG 94 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 2025R-048019 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 DUSTY BROOK DR, O FALLON, MO 63366-4992 |
| Name | Verified Name |
|---|---|
| Address | 3410 SUBLETTE ST, SAINT CHARLES, MO 63301-8249 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 10, 2024 |
| Property Address | 3410 SUBLETTE ST, SAINT CHARLES, MO 63301-8249 |
| Document Number | 0000036987 |
| Map Reference | MB 48 PG 94 |
| Instrument Date | Sep 5, 2024 |
| Instrument | 2024R-036987 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 827 MANNS HARBOR DR, APOLLO BEACH, FL 33572-3384 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3410 SUBLETTE ST, SAINT CHARLES, MO 63301-8249 |
| Document Number | 0000036988 |
|---|---|
| Date | Sep 10, 2024 |
| Instrument | 2024R-036988 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.95% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.95% |
| Max Rate At Change | 8.95% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 12.9% |
The 2025 property tax bill for 3410 Sublette St was $3,268.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,957 (-) | $262,930 (-) Land $80,000 Building $182,930 | |
| 2025 | $3,268.00 | $49,957 | $262,930 Land $80,000 Building $182,930 |
| 2023 | $47,382 | ||
| 2022 | $249,379 Land $60,000 Building $189,379 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3410 Sublette St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3410 Sublette St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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