3409 Celena Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3409 Celena Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,372 sqft Heated Area
Lot Size	2,134 sqft (0.048 acres)
Occupancy	Owner Occupied
Last Sale	$183,000 (2019)
Tax Bill	$2,183.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`114823`
Alternative APN	`102630055100010050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,372 sqft Heated Area
Gross Area	1,802 sqft Gross Area
1st Floor	1,372 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	2,134 sqft (0.048 acres)
Depth X Width	63 ft x 33 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	306 sqft Garage
Porch	Open Porch
Porch Area	124 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	114823
Street Address	3409 CELENA CIR
City	SAINT CLOUD
State	FL
Zip	34769-5912
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MAGNOLIA GLEN PB 14 PG 170 LOT 5
Legal Range	30E
Legal Township	26S
Legal Section	10
Legal Subdivision	MAGNOLIA GLEN
Legal Tract	551
Legal Block	1
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2037
Census Tract	43203

Owner

Source: Osceola County records · APN 114823

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3409 CELENA CIR, SAINT CLOUD, FL 34769-5912
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	Oct 05, 2004 · Amount on Record
Deed Doc Number	2019051875
Deed Book / Page	5512 / 1055
Record Refreshed	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 24, 2019
Property Address	3409 CELENA CIR, SAINT CLOUD, FL 34769-5912
Document Number	0055121055
Book / Page	5512 / 1055
Map Reference	MB 14 PG 170
Instrument Date	Apr 23, 2019
Instrument	2019051875
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1396 HAMLIN AVE, 1396, SAINT CLOUD, FL 34771-8535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 CELENA CIR, SAINT CLOUD, FL 34769-5912

Mortgage

Document Number	2019051876
Date	Apr 24, 2019
Instrument	2019051876

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00 (+6.9%) Homeowner's exemption	$164,864 (+5.99%)	$236,900 (-3.19%) Land $35,000 Building $201,900
2023	$2,042.00 (+4.08%) Homeowner's exemption	$155,552 (+3%)	$244,700 (+39.59%) Land $25,000 Building $219,700
2022	$1,962.00 Homeowner's exemption	$151,022	$175,300 Land $14,900 Building $160,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.