3406 Celena Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3406 Celena Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,372 sqft · built 2003
Lot Size	0.048 acres (2,134 sqft)
Owner	Owner Name on File
Last Sale	$119,600 (Apr 2004)
Tax Bill	$882 (2025)
Flood Zone	Zone X (minimal risk)
APN	`114889`

Property Details

APN / Parcel Number

Primary APN	`114889`
Alternative APN	`102630055100010700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Heated Area
Gross Area	1,802 sqft
1st Floor Area	1,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,134 sqft (0.048 acres)
Lot Dimensions	63 ft deep x 33 ft wide
Garage Type	Finished
Garage Area	306 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	114889
Street Address	3406 CELENA CIR
City	SAINT CLOUD
State	FL
Zip	34769-5909
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MAGNOLIA GLEN PB 14 PG 170 LOT 70
Legal Range	30E
Legal Township	26S
Legal Section	10
Legal Subdivision	MAGNOLIA GLEN
Legal Tract	551
Legal Block	1
Legal Lot Number	70
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2038
Census Tract	43203

Owner

Source: Osceola County records · APN 114889

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3406 CELENA CIR, SAINT CLOUD, FL 34769-5909
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2004 · Amount on Record
Deed Sale	Apr 23, 2004 · Amount on Record
Deed Document Number	0002499309
Deed Book / Page	2499 / 309
Last Transfer Date	Apr 29, 2004
Transfer Doc	0024990309
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$882.00 (+9.29%) Homeowner's exemption	$92,167 (+5.99%)	$235,700 (-3.2%) Land $35,000 Building $200,700
2023	$807.00 (+5.91%) Homeowner's exemption	$86,962 (+3%)	$243,500 (+39.62%) Land $25,000 Building $218,500
2022	$762.00 Homeowner's exemption	$84,430	$174,400 Land $14,900 Building $159,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 71 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.