3413 Celena Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3413 Celena Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,257 sqft · built 2003
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Jan 2008)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114821`

Property Details

APN / Parcel Number

Primary APN	`114821`
Alternative APN	`102630055100010030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,257 sqft Heated Area
Gross Area	1,736 sqft
1st Floor Area	1,257 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	63 ft deep x 33 ft wide
Garage Type	Finished
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	239 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	114821
Street Address	3413 CELENA CIR
City	SAINT CLOUD
State	FL
Zip	34769-5912
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MAGNOLIA GLEN PB 14 PG 170 LOT 3
Legal Range	30E
Legal Township	26S
Legal Section	10
Legal Subdivision	MAGNOLIA GLEN
Legal Tract	551
Legal Block	1
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2037
Census Tract	43203

Owner

Source: Osceola County records · APN 114821

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3413 CELENA CIR, SAINT CLOUD, FL 34769-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2008 · Amount on Record
Deed Sale	Jan 02, 2008 · Amount on Record
Prior Sale	Oct 13, 2003 · Amount on Record
Deed Document Number	2008000244
Deed Book / Page	3618 / 1610
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3413 CELENA CIR, SAINT CLOUD, FL 34769-5912
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 CELENA CIR, SAINT CLOUD, FL 34769-5912

Mortgage

Document Number	0064061210
Date	May 12, 2023
Book Page	6406/1210
Instrument	2023061064

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,914.00 (+7.41%) Homeowner's exemption Disabled Person's exemption	$154,831 (+5.99%)	$223,100 (-2.87%) Land $35,000 Building $188,100
2023	$1,782.00 (-0.28%) Homeowner's exemption Disabled Person's exemption	$146,086 (+3%)	$229,700 (+39.72%) Land $25,000 Building $204,700
2022	$1,787.00 Homeowner's exemption Disabled Person's exemption	$141,832	$164,400 Land $14,900 Building $149,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 71 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force 61 of 71 on primary residences
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017, Hurricane Irma
Flood Events	Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.