3405 Celena Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3405 Celena Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,372 sqft · built 2003
Lot Size	0.048 acres (2,134 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Apr 2021)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102630055100010070`

Property Details

APN / Parcel Number

Primary APN	`102630055100010070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Heated Area
Gross Area	1,802 sqft
1st Floor Area	1,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,134 sqft (0.048 acres)
Garage Type	Finished
Garage Area	306 sqft
Porch	Open Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3405 CELENA CIR
City	SAINT CLOUD
State	FL
Zip	34769-5912
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MAGNOLIA GLEN PB 14 PG 170 LOT 7
Legal Range	30E
Legal Township	26S
Legal Section	10
Legal Subdivision	MAGNOLIA GLEN
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2037
Census Tract	43203

Owner

Source: Osceola County records · APN 102630055100010070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3405 CELENA CIR, SAINT CLOUD, FL 34769-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2021 · Amount on Record
Deed Sale	Apr 08, 2021 · Amount on Record
Prior Sale	May 17, 2006 · Amount on Record
Deed Document Number	2021052881
Deed Book / Page	5931 / 77
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 08, 2021
Property Address	3405 CELENA CIR, SAINT CLOUD, FL 34769-5912
Document Number	0059310077
Book / Page	5931 / 77
Map Reference	MB 14 PG 170
Instrument Date	Apr 06, 2021
Instrument	2021052881
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 PAWLEYS LOOP N, 3430, SAINT CLOUD, FL 34769-7105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 CELENA CIR, SAINT CLOUD, FL 34769-5912

Mortgage

Document Number	0000593179
Date	Apr 08, 2021
Instrument	5931/79

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 (+7.56%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$189,184 (+5.99%)	$234,300 (-3.18%) Land $35,000 Building $199,300
2023	$2,157.00 (+0.51%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$178,499 (+3%)	$242,000 (+39.64%) Land $25,000 Building $217,000
2022	$2,146.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$173,300 Land $14,900 Building $158,400	$173,300 Land $14,900 Building $158,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.