3408 E Schrock Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3408 E Schrock Rd, Waterloo, IA 50701

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,240 sqft · built 1963
Lot Size9.17 acres (399,445 sqft)
OwnerCompany Name on Record
Tax Bill$2,150 (2025)
Flood ZoneZone X (minimal risk)
APN8812-31-126-005

Property Details

APN / Parcel Number

Primary APN8812-31-126-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft
Basement Area1,240 sqft
Finished Basement360 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area399,445 sqft (9.17 acres)
Garage TypeMixed
Garage Area1,528 sqft
Parking Spaces6 Parking Spaces
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3408 E SCHROCK RD
CityWATERLOO
StateIA
Zip50701-9485
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionE 1/2 N 40 RDS NE NW FRL 1/4 SEC 31 T 88 R 12 EXC RD AND EXC THAT PART TO BLACK HAWK COUNTY AS DESC IN LD B 562 P 955
Legal Range12W
Legal Township88N
Legal Section31
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1042
Census Tract2902

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3408 E SCHROCK RD, WATERLOO, IA 50701-9485
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 29, 2024
Transfer Doc0000013484
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,150.00 (+12.68%) Homeowner's exemption$188,780 (+20.13%) Land $19,880 Building $168,900$188,780 (+20.13%) Land $19,880 Building $168,900
2024$1,908.00 (+19.1%)
2023$157,150 (+31.88%) Land $15,510 Building $141,640$157,150 (+31.88%) Land $15,510 Building $141,640
2022$1,602.00 Homeowner's exemption Additional exemption filed$119,160 Land $12,490 Building $106,670
2021$119,160 Land $12,490 Building $106,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1993–2016)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alpine Communications
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Schrock Rd

Nearby Streets

Search Property Records by Address or Parcel Number