Manatee County property record for 3408 48th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,573 sqft · built 2005 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Oct 2018) |
| Tax Bill | $2,871 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7475-0225-9 |
| Primary APN | 7475-0225-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,573 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,800 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 338 sqft |
| Porch | Screened Porch |
| Porch Area | 257 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0747502259 |
|---|---|
| Street Address | 3408 48TH ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-5729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 116 SUGAR MILL LAKES PHASE 1 PI#7475.0225/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 05 |
| Legal Subdivision | SUGAR MILL LAKES PHASE 1 |
| Legal Tract | 00747500 |
| Legal Lot Number | 116 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1501 |
3408 48th St E is owned and occupied by two individuals who bought it in October 2018.
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3408 48TH ST E, PALMETTO, FL 34221-5729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 8, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2018 · Amount on File |
| Deed Sale | Oct 8, 2018 · Amount on File |
| Prior Sale | Dec 30, 2015 · Amount on File |
| Deed Document Number | 2018101834 |
| Deed Book / Page | 2751 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3408 48TH ST E, PALMETTO, FL 34221-5729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3408 48TH ST E, PALMETTO, FL 34221-5729 |
| Document Number | 0041044144 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 202241044144 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Oct 8, 2018 |
| Property Address | 3408 48TH ST E, PALMETTO, FL 34221-5729 |
| Document Number | 0027510376 |
| Book / Page | 002751 / 000376 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 41101834 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3408 48TH ST E PALMETTO FL 342215729, PALMETTO, FL 34221-5729 |
| Document Number | 27510378 |
|---|---|
| Date | Oct 8, 2018 |
| Book Page | 002751/000378 |
| Instrument | 41101835 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2048 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,879 (+2.7%) | $316,283 (-1.41%) Land $40,800 Building $275,483 | |
| 2025 | $241,362 | $320,805 Land $40,800 Building $280,005 | |
| 2024 | $2,871.00 (+1.63%) | ||
| 2023 | $2,825.00 (+2.99%) Homeowner's exemption | $227,728 (+3%) | $344,179 (+16.24%) Land $40,800 Building $303,379 |
| 2022 | $2,743.00 Homeowner's exemption | $221,095 | $296,089 Land $40,000 Building $256,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3408 48th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3408 48th St E is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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