Manatee County property record for 3314 48th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,565 sqft · built 2005 |
| Lot Size | 0.229 acres (9,968 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Sep 2017) |
| Tax Bill | $2,416 (2024) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7475-0210-9 |
| Primary APN | 7475-0210-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| Gross Area | 2,302 sqft |
| 1st Floor Area | 1,565 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,968 sqft (0.229 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 317 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0747502109 |
|---|---|
| Street Address | 3314 48TH ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-5727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 113 SUGAR MILL LAKES PHASE 1 PI#7475.0210/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 05 |
| Legal Subdivision | SUGAR MILL LAKES PHASE 1 |
| Legal Tract | 00747500 |
| Legal Lot Number | 113 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1501 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3314 48TH ST E, PALMETTO, FL 34221-5727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · Line of Credit FLORIDA CENTRAL CU |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 1, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Prior Sale | Feb 12, 2016 · Amount on Record |
| Deed Document Number | 201784551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3314 48TH ST E, PALMETTO, FL 34221-5727 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 18605, TAMPA, FL 33679-8605 |
| Document Number | 0041091804 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 202341091804 |
| Name | FLORIDA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33679 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3314 48TH ST E, PALMETTO, FL 34221-5727 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3314 48TH ST E, PALMETTO, FL 34221-5727 |
| Document Number | 202141027588 |
|---|---|
| Date | Mar 3, 2021 |
| Instrument | 202141027588 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 1, 2017 |
| Property Address | 3314 48TH ST E, PALMETTO, FL 34221-5727 |
| Document Number | 0026911426 |
| Book / Page | 002691 / 001426 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 41084551 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3641 WOODMONT DR SARASOTA FL 342325727, SARASOTA, FL 34232-5727 |
| Document Number | 26911428 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 002691/001428 |
| Instrument | 41084552 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,940 (+2.7%) | $297,619 (-0.96%) Land $40,800 Building $256,819 | |
| 2025 | $206,368 (+5.99%) | $300,504 (-5.5%) Land $40,800 Building $259,704 | |
| 2024 | $2,416.00 (+1.81%) | ||
| 2023 | $2,373.00 (+3.17%) Homeowner's exemption | $194,711 (+3%) | $317,979 (+14.11%) Land $40,800 Building $277,179 |
| 2022 | $2,300.00 Homeowner's exemption | $189,040 | $278,664 Land $40,000 Building $238,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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