Manatee County property record for 3315 48th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,727 sqft · built 2005 |
| Lot Size | 0.209 acres (9,101 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Apr 2023) |
| Tax Bill | $4,370 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7475-0310-9 |
| Primary APN | 7475-0310-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,727 sqft Living Area |
| Gross Area | 2,456 sqft |
| 1st Floor Area | 1,727 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,101 sqft (0.209 acres) |
| Lot Dimensions | 113 ft deep x 83 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 309 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0747503109 |
|---|---|
| Street Address | 3315 48TH ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-5728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 133 SUGAR MILL LAKES PHASE 1 PI#7475.0310/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 05 |
| Legal Subdivision | SUGAR MILL LAKES PHASE 1 |
| Legal Tract | 00747500 |
| Legal Lot Number | 133 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1501 |
3315 48th St E is owned and occupied by two individuals who bought it in April 2023.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3315 48TH ST E, PALMETTO, FL 34221-5728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2023 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 11, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 10, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on File |
| Deed Sale | Apr 5, 2023 · Amount on File |
| Prior Sale | Jun 28, 2022 · Amount on File |
| Deed Document Number | 202335085 |
| Prior Transfer Date | Sep 1, 2022 |
| Prior Transfer Doc | 0000124198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 5, 2023 |
| Property Address | 3315 48TH ST E, PALMETTO, FL 34221-5728 |
| Document Number | 0041035085 |
| Map Reference | MB 44 PG 108 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 202341035085 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15528 CATALINA CT, ORLAND PARK, IL 60462-5137 |
| Name | Verified Name |
|---|---|
| Address | 3315 48TH ST E, PALMETTO, FL 34221-5728 |
| Document Number | 0041035086 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 202341035086 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Oct 11, 2022 |
| Property Address | 3315 48TH ST E, PALMETTO, FL 34221-5728 |
| Document Number | 0041124198 |
| Map Reference | MB 44 PG 108 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 202241124198 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15528 CATALINA CT, 15528, ORLAND PARK, IL 60462-5137 |
| Name | Verified Name |
|---|---|
| Address | 15528 CATALINA CT, ORLAND PARK, IL 60462-5137 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Oct 10, 2018 |
| Property Address | 3315 48TH ST E, PALMETTO, FL 34221-5728 |
| Document Number | 0027513483 |
| Book / Page | 002751 / 003483 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 41102863 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3315 48TH ST E PALMETTO FL 342215728, PALMETTO, FL 34221-5728 |
| Document Number | 27513485 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 002751/003485 |
| Instrument | 41102864 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2048 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,461 (-1%) Land $45,900 Building $264,561 | $310,461 (-1%) Land $45,900 Building $264,561 | |
| 2025 | $313,583 Land $45,900 Building $267,683 | $313,583 Land $45,900 Building $267,683 | |
| 2024 | $4,370.00 (-9.35%) | ||
| 2023 | $4,821.00 (+25.71%) | $335,003 (+13.94%) Land $45,900 Building $289,103 | $335,003 (+13.94%) Land $45,900 Building $289,103 |
| 2022 | $3,835.00 | $294,019 Land $45,000 Building $249,019 | $294,019 Land $45,000 Building $249,019 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3315 48th St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3315 48th St E is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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