3403 48th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3403 48th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 2005
Lot Size	0.202 acres (8,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2021)
Tax Bill	$3,612 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7475-0300-9`

Property Details

APN / Parcel Number

Primary APN	`7475-0300-9`
Alternative APNs	`341805747503009` `0747503009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,767 sqft Living Area
Gross Area	2,571 sqft
1st Floor Area	1,767 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,803 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0747503009
Street Address	3403 48TH ST E
City	PALMETTO
State	FL
Zip	34221-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 131 SUGAR MILL LAKES PHASE 1 PI#7475.0300/9
Legal Range	18E
Legal Township	34S
Legal Section	05
Legal Subdivision	SUGAR MILL LAKES PHASE 1
Legal Tract	00747500
Legal Lot Number	131
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	3
Census Block	3004
Census Tract	1501

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3403 48TH ST E, PALMETTO, FL 34221-5730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Sep 30, 2010 · Amount on Record
Deed Document Number	202157432
Prior Transfer Date	Sep 22, 2010
Prior Transfer Doc	0023541249
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 30, 2021
Property Address	3403 48TH ST E, PALMETTO, FL 34221-5730
Document Number	202141057432
Map Reference	MB 44 PG 108
Instrument Date	Apr 30, 2021
Instrument	202141057432
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5915 49TH CT E, 5915, ELLENTON, FL 34222-4043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 48TH ST E, PALMETTO, FL 34221-5730

Mortgage

Document Number	202141057433
Date	Apr 30, 2021
Instrument	202141057433

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,447 (+2.7%)	$315,598 (-1%) Land $45,900 Building $269,698
2025		$298,390 (+5.99%)	$318,772 (-6.42%) Land $45,900 Building $272,872
2024	$3,612.00 (+1.38%)
2023	$3,563.00 (+2.8%) Homeowner's exemption	$281,535 (+3%)	$340,629 (+13.96%) Land $45,900 Building $294,729
2022	$3,466.00 Homeowner's exemption	$273,335	$298,902 Land $45,000 Building $253,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20