3407 Austin St, Gainesville, TX 76240 Property Records

Cooke County property record for 3407 Austin St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,908 sqft · built 2003
Lot Size0.141 acres (6,125 sqft)
OwnerIndividual Name on File
Last Sale$189,400 (Nov 2012)
Tax Bill$5,770 (2026)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN2132-001-00004

Property Details

APN / Parcel Number

Primary APN2132-001-00004
Alternative APN
  • 115211

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,908 sqft Living Area
Gross Area2,817 sqft
1st Floor Area1,908 sqft
FlooringLaminate Plank
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,125 sqft (0.141 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area200 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2132-001-00004
Street Address3407 AUSTIN ST
CityGAINESVILLE
StateTX
Zip76240-0486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHALMERS ESTATES; BLOCK 1; LOT 4; PHASE 1
Legal SubdivisionCHALMERS ESTATES
Legal Phase1
Legal Block1
Legal Lot Number4
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1005
Census Tract1100

Owner

3407 Austin St is owned and occupied by an individual who bought it in November 2012.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3407 AUSTIN ST, GAINESVILLE, TX 76240-0486
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2012 · Amount on File
Deed SaleNov 26, 2012 · Amount on File
Deed Document Number201233612
Deed Book / Page1840 / 740
Prior Transfer DateNov 19, 2012
Prior Transfer Doc1840/740
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address3407 AUSTIN ST, GAINESVILLE, TX 76240-0486
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2422/171
DateMay 28, 2021
Book Page2422/171
Instrument2021-04520
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3407 Austin St was $5,770 with a homeowner's exemption, up 24.7% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,770.00 (+24.7%) Homeowner's exemption$275,810 (-4.22%) Land $49,500 Building $226,310$275,810 (-4.22%) Land $49,500 Building $226,310
2025$4,627.00 (+6.2%) Homeowner's exemption$287,977 Land $49,500 Building $238,477$287,977 Land $49,500 Building $238,477
2024$4,357.00
2023$250,182 Land $41,250 Building $231,825$273,075 Land $41,250 Building $231,825
2022$4,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3407 Austin St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims16 (1981–2015)
Claims Outside the SFHA7 of 16
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 6 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3407 Austin St is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 75% of Texas
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Element8
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

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