3405 Austin St, Gainesville, TX 76240 Property Records

Cooke County property record for 3405 Austin St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,148 sqft · built 2003
Lot Size	0.138 acres (6,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,600 (Jul 2021)
Tax Bill	$6,953 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2132-001-00003`

Property Details

APN / Parcel Number

Primary APN	`2132-001-00003`
Alternative APN	`115210`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,148 sqft Living Area
Gross Area	4,358 sqft
1st Floor Area	1,148 sqft
2nd Floor Area	1,020 sqft
Game Room	Game Room
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,003 sqft (0.138 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	141 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2132-001-00003
Street Address	3405 AUSTIN ST
City	GAINESVILLE
State	TX
Zip	76240-0486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHALMERS ESTATES; BLOCK 1; LOT 3; PHASE 1
Legal Subdivision	CHALMERS ESTATES
Legal Phase	1
Legal Block	1
Legal Lot Number	3
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1005
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3405 AUSTIN ST, GAINESVILLE, TX 76240-0486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Oct 3, 2014 · Amount on Record
Deed Document Number	20216556
Deed Book / Page	2438 / 382
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	2438/382
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 30, 2021
Property Address	3405 AUSTIN ST, GAINESVILLE, TX 76240-0486
Document Number	2438/382
Book / Page	2438 / 382
Map Reference	CAB A SL 123
Instrument Date	Jul 29, 2021
Instrument	2021-06556
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 AUSTIN ST, GAINESVILLE, TX 76240-0486

Mortgage

Document Number	202106557
Date	Jul 30, 2021
Instrument	2021-06557

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,953.00 (+18.37%) Homeowner's exemption	$332,364 (-4.38%) Land $49,500 Building $282,864	$332,364 (-4.38%) Land $49,500 Building $282,864
2025	$5,874.00 (+2.55%) Homeowner's exemption	$347,572 (+5.64%) Land $49,500 Building $298,072	$347,572 (+5.64%) Land $49,500 Building $298,072
2024	$5,728.00 (-6.33%)
2023		$329,002 Land $41,250 Building $287,752	$329,002 Land $41,250 Building $287,752
2022	$6,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (1981–2015)
Claims Outside the SFHA	7 of 16
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 6 claims Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 75% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20