Cooke County property record for 3404 Austin St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 2003 |
| Lot Size | 0.141 acres (6,146 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,100 (Apr 2026) |
| Tax Bill | $5,108 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2132-002-00003 |
| Primary APN | 2132-002-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 2,277 sqft |
| 1st Floor Area | 1,410 sqft |
| Utility Room | Utility Room |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,146 sqft (0.141 acres) |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 330 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2132-002-00003 |
|---|---|
| Street Address | 3404 AUSTIN ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-0484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHALMERS ESTATES; BLOCK 2; LOT 3; PHASE 1 |
| Legal Subdivision | CHALMERS ESTATES |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1100 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3404 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Apr 24, 2026 | Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Sep 17, 2009 | Gift Deed, Transfer |
| Jun 25, 2009 | Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Jun 25, 2009 · Amount on Record |
| Deed Document Number | 20262978 |
| Deed Book / Page | 2778 / 677 |
| Prior Transfer Date | Sep 17, 2009 |
| Prior Transfer Doc | 1656/135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Apr 24, 2026 |
| Property Address | 3404 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 0000002978 |
| Book / Page | 2778 / 677 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026.2978 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | RED RIVER TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3404 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002979, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..2979 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Apr 24, 2026 |
| Property Address | 3404 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 002778/677 |
| Book / Page | 2778 / 677 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20262978 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | RED RIVER TITLE INC, RED RIVER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3404 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002979, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20262979 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Sep 17, 2009 |
| Property Address | 3404 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 001656/135 |
| Book / Page | 1656 / 135 |
| Instrument Date | Sep 17, 2009 |
| Instrument | 00006020 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3404 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 25, 2009 |
| Property Address | 3404 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 001643/154 |
| Book / Page | 1643 / 154 |
| Map Reference | CAB A SL123 |
| Instrument Date | Jun 24, 2009 |
| Instrument | 00004093 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3404 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 0000004094 |
|---|---|
| Date | Jun 25, 2009 |
| Instrument | 00004094 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2039 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,108.00 (+259.47%) Homeowner's exemption Senior Citizen's exemption | $244,175 (-4.11%) Land $49,500 Building $194,675 | $244,175 (-4.11%) Land $49,500 Building $194,675 |
| 2025 | $1,421.00 Homeowner's exemption Senior Citizen's exemption | $254,641 (+16.19%) Land $49,500 Building $205,141 | $254,641 (+5.82%) Land $49,500 Building $205,141 |
| 2024 | $1,421.00 (-41.26%) | ||
| 2023 | $219,166 Land $41,250 Building $199,380 | $240,630 Land $41,250 Building $199,380 | |
| 2022 | $2,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1981–2015) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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