Cooke County property record for 3402 Austin St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,148 sqft · built 2003 |
| Lot Size | 0.13 acres (5,645 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,900 (Oct 2020) |
| Tax Bill | $6,357 (2026) |
| Deeds & Mortgages | Oct 2020 Second Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2132-002-00002 |
| Primary APN | 2132-002-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,148 sqft Living Area |
| Gross Area | 3,014 sqft |
| 1st Floor Area | 1,148 sqft |
| 2nd Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,645 sqft (0.13 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 201 sqft |
| Deck Area | 96 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2132-002-00002 |
|---|---|
| Street Address | 3402 AUSTIN ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-0484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHALMERS ESTATES; BLOCK 2; LOT 2; PHASE 1 |
| Legal Subdivision | CHALMERS ESTATES |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1100 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3402 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST BANK & TRUST |
| Oct 23, 2020 | Vendor's Lien, Transfer · FHA Mortgage FIRST BANK & TRUST |
| Mar 24, 2017 | Vendor's Lien, Transfer · FHA Mortgage WR STARKEY MORTGAGE LLP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Mar 24, 2017 · Amount on Record |
| Deed Document Number | 20208758 |
| Deed Book / Page | 2371 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 3402 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2371/417 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 2371/417 |
| Instrument | 2020-08760 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Oct 23, 2020 |
| Property Address | 3402 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 2371/402 |
| Book / Page | 2371 / 402 |
| Map Reference | CAB A SL 123 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2020-08758 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3402 AUSTIN ST, 3402, GAINESVILLE, TX 76240-0484 |
| Name | Verified Name |
|---|---|
| Address | 502 N PECAN ST, MUENSTER, TX 76252-2524 |
| Document Number | 202008759 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020-08759 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Mar 24, 2017 |
| Property Address | 3402 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 002123/398 |
| Book / Page | 2123 / 398 |
| Map Reference | CAB A SL 123 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 00073121 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3402 AUSTIN ST, GAINESVILLE, TX 76240-0484 |
| Document Number | 0000073122 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 00073122 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,357.00 (+21.18%) Homeowner's exemption | $303,866 (-4.31%) Land $49,500 Building $254,366 | $303,866 (-4.31%) Land $49,500 Building $254,366 |
| 2025 | $5,246.00 (+3.45%) Homeowner's exemption | $317,541 (+15.96%) Land $49,500 Building $268,041 | $317,541 (+10.12%) Land $49,500 Building $268,041 |
| 2024 | $5,071.00 (-17.4%) | ||
| 2023 | $273,826 Land $41,250 Building $247,117 | $288,367 Land $41,250 Building $247,117 | |
| 2022 | $6,139.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1981–2015) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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